Kuwaiti journalist jailed for Twitter 'insults'

KUWAIT CITY (AP) — A Kuwait newspaper says an online journalist has been sentenced to two years in prison for posts deemed "insulting" to the Gulf nation's ruler — the second such ruling this week.
The decision reflects a widening social media crackdown across the Gulf Arab states to quell perceived political dissent.
Kuwait's pro-government Al Watan newspaper reported Monday that Ayyad al-Harbi, a journalist at news website Sabr, was charged with posting Twitter messages considered offensive to the nation's Western-allied emir. No other details were given.
Kuwait, which hosts thousands of U.S. troops, has been gripped by months of political unrest led by anti-government groups, including Islamist factions.
On Sunday, Kuwaiti media said a social media activist also has received a two-year prison term for Twitter posts that allegedly insulted the emir.
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Mark Zuckerberg faces fine in Germany over Facebook privacy violations

Facebook (FB) founder and CEO Mark Zuckerberg could face a fine of $26,000 for not allowing German citizens to maintain anonymous identities on Facebook, The Guardian reported. Thilo Weichert, the data protection commissioner for the northern German state of Schleswig-Holstein, said that Facebook is breaking a German law by requiring users to provide their identities, adding that “it is unacceptable that a U.S. portal like Facebook violates German data protection law, unopposed and with no prospect of an end.” The company has previously come under fire in Germany for policies surrounding its “like” button and facial recognition feature. Nominal fines aside, data protection experts have said that Facebook is unlikely to change its policies.
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181,354 People on Twitter Think They're Experts at Twitter

Do you tweet a lot? Do you post everything on Facebook? Do you #hashtag #complete #sentences #like #this? Do you describe yourself, variously, as a social media "maven", "master", "guru", "freak", "warrior", "evangelist" or "veteran"? (Yes, a social media veteran. As if Tumblr were a deadly war you narrowly survived.) Well: you've got company! There are more than 181,000 such individuals on Twitter, people who adorn their profiles with credentials like "social media freak" and "social media wonk" and "social media authority."
RELATED: Teens Hacking Their Friends's Twitter Accounts Is All the Rage
B.L. Ochman at Advertising Age, whose heroic research produced the final tally, first noted the trend three years ago — when she recorded, among other distinctions, 68 "social media stars" and 79 "social media ninjas" on Twitter alone — and has been keeping track ever since. This isn't just the stuff of legitimate Twitter news-breakers like Anthony DeRosa and Andy Carvin — Ohman provides a helpful breakdown of the terms she looked for — you know, like "social media warrior." (We're tempted to argue that such diligence makes Ochman something of a social media warrior herself.) Ochman also warns of using "guru" — a Sanskrit term — to describe oneself:
While a great many of these self-appointed gurus are no doubt taking the title with tongue firmly planted in cheek, the fact remains: a guru is something someone else calls you, not something you call yourself. Scratch that: let's save "guru" (Sanskrit for "teacher") for religious figures or at least people with real unique knowledge.
I'd argue, in fact, that "social media" and "guru" should never appear in the same sentence.
Whatever the term, social media seems to be a growth industry: there were only 15,740 "mavens" (or whatever) in 2009 — less than a tenth of those represented today.
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Global stocks, commodities rise on U.S. fiscal deal

NEW YORK (Reuters) - Global stocks jumped 2 percent or more and commodities rallied on Wednesday after U.S. legislators struck a deal to halt a round of automatic fiscal tightening that threatened to push the world's largest economy into recession.
The deal reached on Tuesday to avert the "fiscal cliff" put off the immediate pain of income tax hikes for almost all U.S. households but did nothing to resolve other political impasses on the budget that loom in coming months, including the debt ceiling.
Oil prices pared some gains but Wall Street rallied at the close, with the benchmark S&P 500 posting its best day in more than a year. The CBOE Volatility Index, or VIX <.vix>, a gauge of investor anxiety, dropped 18.5 percent to 14.68 at the close. The VIX has fallen 35.4 percent over the past two sessions.
The markets' reaction to the U.S. budget deal was a "sigh of relief that a recession in the world's largest economy has been averted," said Marc Chandler, global head of currency strategy at Brown Brothers Harriman in New York.
Copper rose to its highest in more than two months, while silver and platinum group metals also rose sharply. The S&P 500 achieved its biggest one-day gain since December 20, 2011, pushing the index to its highest close since September 14.
The Dow Jones industrial average <.dji> closed up 308.41 points, or 2.35 percent, at 13,412.55. The Standard & Poor's 500 Index <.spx> rose 36.23 points, or 2.54 percent, at 1,462.42. The Nasdaq Composite Index <.ixic> gained 92.75 points, or 3.07 percent, at 3,112.26.
Still, the rally may be short-lived. Spending cuts of $109 billion in military and domestic programs were only delayed for two months, and a fight over the limit for U.S. government debt also looms.
"There was the fiscal cliff euphoria, but the markets are a little overdone and people realize you still have the debt ceiling battle, social security taxes going up and dealing with spending sequestration and budget cuts," said Mark Waggoner, president at Excel Futures Inc.
The deal boosted investors' appetite for riskier assets and depressed the U.S. dollar against major currencies. Brent crude oil hit an 11-week high of nearly $113 per barrel and gold prices rose nearly 1 percent.
Brent February crude rose $1.36 to settle at $112.47 a barrel, after reaching $112.90. U.S. crude for February delivery rose $1.30 to settle at $93.12 a barrel.
The vote in Congress removed a major uncertainty hanging over markets, but some analysts cautioned that the optimism could fade if U.S. economic data later this week, including the December payroll report, disappoints.
U.S. manufacturing expanded slightly in December, bouncing back from an unexpected contraction the prior month, according to an industry report released on Wednesday.
The MSCI all-country world equity index <.miwd00000pus> rose 2.05 percent. The pan-European FTSEurofirst 300 <.fteu3> closed 2.1 percent higher at 1157.40.
In currency markets, the euro retreated after reaching a two-week high earlier in the session to trade down 0.15 percent at 1.3183. The U.S. dollar rose 0.06 percent against a basket of major currencies <.dxy>.
Prices of safe-haven government debt fell. Germany's Bund future posted its biggest daily fall since early September, settling down 1.57 points at 144.07.
Yields on U.S. benchmark 10-year Treasury notes hit a more than three-month high, with the price falling 24/32 to yield 1.8406 percent.
Venezuela's U.S. dollar-denominated sovereign bonds rallied across the yield curve on Wednesday in a sign of increased appetite for risk. The benchmark 2027 Global bond gained 1.536 points in price to bid 99.79, yielding 9.273.
The Thomson Reuters-Jefferies CRB index <.trjcrb> of 19 commodities rose 0.85 percent, with metals dominating gains.
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Swiss bank to pay $57.8M in US tax evasion plea

NEW YORK (AP) — Switzerland's oldest bank became the first foreign bank to plead guilty in the United States to tax charges when it admitted Thursday that it helped American clients hide more than $1.2 billion from the Internal Revenue Service.
Wegelin & Co., founded in 1741, entered the plea in federal court in Manhattan, agreeing to pay $20 million in restitution to the IRS, a $22 million fine and an additional $15.8 million, representing the gross fees earned by the bank on the undeclared accounts of U.S. taxpayers between 2002 and 2011. U.S. authorities said the money, combined with an April forfeiture of more than $16.2 million by the bank, meant the U.S. had recovered about $74 million.
The bank had been accused of helping at least 100 U.S. clients conceal large sums of money from the federal tax collection agency in overseas accounts.
U.S. Attorney Preet Bharara said the bank became a haven for U.S. taxpayers looking to cheat on taxes through secret off-shore accounts.
"The bank willfully and aggressively jumped in to fill a void that was left when other Swiss banks abandoned the practice due to pressure from U.S. law enforcement," Bharara said.
He called it a "watershed moment in our efforts to hold to account both the individuals and the banks — wherever they may be in the world — who are engaging in unlawful conduct that deprives the U.S. Treasury of billions of dollars of tax revenue."
Wegelin, headquartered in St. Gallen, Switzerland, said in a statement that it had cooperated with the probe "within the bounds allowed for by Swiss law" since learning that it was under U.S. investigation.
U.S. authorities said Wegelin had no branches outside Switzerland but accessed the U.S. banking system through a correspondent bank account that it held at UBS AG in Stamford, Conn.
Prosecutors said Wegelin in 2008 and 2009 opened and serviced dozens of new accounts for U.S. taxpayers as it tried to capture clients lost by UBS after word surfaced that that UBS was being investigated for helping U.S. taxpayers evade taxes and hide assets in Swiss bank accounts.
Wegelin employees told U.S. taxpayer-clients that their undeclared accounts would not be disclosed to U.S. authorities because the bank had a long tradition of secrecy, prosecutors said. They added that the employees persuaded U.S. taxpayer-clients to move money from UBS to Wegelin by claiming that, unlike UBS, Wegelin did not have offices outside of Switzerland and would be less vulnerable to U.S. law enforcement.
Meanwhile, prosecutors said, Wegelin took additional steps to hide the accounts, including by putting them in the names of sham corporations and foundations formed under the laws of jurisdictions that included Hong Kong and Panama and by using code names and numbers to minimize references to the actual names of U.S. taxpayers on Swiss bank documents. They said the bank also was careful not to send account statements to U.S. clients in the United States and corresponded with clients through private email accounts.
In February 2009, UBS entered a deferred prosecution agreement with U.S. authorities and agreed to pay $780 million in fines, penalties, interest and restitution.
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Updated: 2013 Federal Income Tax Brackets And Marginal Rates

When you file your federal income tax return before April 2013, you're filing your 2012 taxes, and the 2012 income tax brackets define the amount of tax you owe to the government before credits and after-tax adjustments. The first paycheck or consultancy fee you earn in 2013 falls under new rules, however. The 2013 income tax brackets apply to money you earn during that year, although you may not notice how this affects you until you file your income taxes in early 2014. If you pay estimated taxes throughout the year, you may be more aware of the change in brackets.
Now that Congress has passed a new law to avoid the fiscal cliff, the American Taxpayer Relief Act of 2012, we have a better picture of the marginal tax rates for 2013 ahead of the official announcement from the IRS. With the changes to the top tax bracket set by the law and the remaining brackets adjusted by inflation with help from The Tax Foundation, this article includes the likely tax scenario.
In 2013, the Bush-era tax cuts have been extended -- made "permanent" -- for all taxpayers but the highest tax bracket. This is similar to one of the scenarios predicted earlier, but the question up until the last minute has been at what income level would the older, higher top marginal tax rate be effective.
Republicans wanted this number to be high, where the top tax rate would affect only those taxpayers earning over $1,000,000, while President Obama was aiming for the top tax rate to affect more taxpayers, including those earning over $200,000 or $250,000. The Congress settled on a compromise of $400,000 for taxpayers filing single as the threshold for the top tax rate, which is very close to what the top tax bracket would have been anyway, due to inflation.
As a result, these are the tax rates you can expect in 2013.
Rate    Single Filers    Married Joint Filers    Head of Household Filers
10%    $0 to $8,925    $0 to $17,850    $0 to $12,750
15%    $8,925 to $36,250    $17,850 to $72,500    $12,750 to $48,600
25%    $36,250 to $87,850    $72,500 to $146,400    $48,600 to $125,450
28%    $87,850 to $183,250    $146,400 to $223,050    $125,450 to $203,150
33%    $183,250 to $398,350    $223,050 to $398,350    $203,150 to $398,350
35%    $398,350 to $400,000    $398,350 to $450,000    $398,350 to $425,000
39.6%    $400,000 and up    $450,000 and up    $425,000 and up
Keep in mind that the tax rates listed in these tables are marginal rates. That means that you do not owe your rate on all of your income. For example, if you single, you earn $100,000 per year, you would not owe 28% on all of your income -- you would not owe $28,000 to the federal government. You would owe 10% of $8,925, 15% of $27,325 (the difference between the top and the threshold of the second tax bracket), 25% of $51,600, and 28% of $12,150 (the difference between your income and the threshold of the third tax bracket).
That calculation results in $21,293, or an effective (not marginal) tax rate of 21.2%. That will be further reduced by any credits, assuming your taxable income is the same as your gross income. Your effective tax rate could be much lower if deductions have already reduced your taxable income to $100,000 from a larger gross income. For example, if a 401(k) contribution reduced your taxable income from $115,000 to $100,000, you would still use the same tax calculation I've described here, but your effective tax rate would be 18.5%.
Income tax isn't the only concern for workers' paychecks in 2013. With the elimination of the temporary cut to payroll taxes, employees earning less than $110,100 will go back to paying their full share of the tax. For someone earning $50,000, that's $83 less in his take home pay each month than he would receive if the cut had been extended.
With the American Taxpayer Relief Act of 2012 now law, rather than Congress needing to extend the Bush-era tax cuts every year, they will be permanent. Congress can, however, create a new law at any time to change the rates or the tax brackets, but the end-of-year political dance about whether to renew these specific tax cuts will no longer exist.
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More for college athletes: not if, but how

MIAMI (AP) — After decades when paying college athletes was thought to violate the spirit of amateurism, the enormous television revenue generated by sports — football and basketball in particular — and the long hours of work by the players have changed the debate.
The head of the NCAA now supports a stipend for athletes to cover costs beyond tuition, books and fees, and both coaches in Monday's BCS championship between No. 1 Notre Dame and No. 2 Alabama spoke in support of the idea in the days before the game.
The question is no longer whether to cut athletes a check, it's how best to do that.
"I still think the overriding factor here is that these young men put in so much time with being a student and then their responsibilities playing the sport, that they don't have an opportunity to make any money at all," Notre Dame coach Brian Kelly said Sunday.
"I want them to be college kids, and a stipend will continue to allow them to be college kids."
To get a sense of the landscape, look at the way things were when Notre Dame last won the national championship, in 1988. That season, Fighting Irish players earned scholarships worth about $10,000 per year and the school got $3 million for playing in the Fiesta Bowl to go with the revenue it made for TV appearances throughout the season. Even then, there was discussion about the disparity between benefits for the players and for the schools.
This season's Irish will get scholarships worth about $52,000 per year and the school will receive $6.2 million for playing in the title game — to go with the $15 million NBC reportedly pays just to televise the school's regular-season home games.
While the value of that athletic scholarship has never been greater, the money being made by the schools that play big-time college football has skyrocketed, too.
NCAA President Mark Emmert believes it is time for a change.
While Emmert draws a clear distinction between the $2,000 stipend he has proposed and play-for-pay athletics, he unapologetically advocates for giving student-athletes a larger cut of a huge pie that is about to get even bigger.
The NCAA's current men's basketball tournament agreement with CBS is worth an average of more than $770 million per year, and the current Bowl Championship Series television deal — money that goes to conferences and then is distributed to schools, with no NCAA involvement — is worth $180 million per year.
The new college football playoff, which starts in the 2014 season, will be worth about $470 million annually to the conferences.
Emmert chides athletic programs that make major decisions guided by efforts to generate more revenue, such as switching conferences, and then complain they can't afford a stipend.
"When the world believes it's all a money grab, how can you say we can stick with the same scholarship model as 40 years ago?" he said last month.
In October 2011, the NCAA's Division I Board of Directors approved a rule change that would give colleges the option of providing athletes with a $2,000 stipend for expenses not covered by scholarships.
"It doesn't strike me as drastic by definition," said Mike Slive, commissioner of the Southeastern Conference, Alabama's league, and one of the most vocal advocates for a full-cost-of-attendance scholarship. "There is a fixed definition for a scholarship. There's no reason why it shouldn't be reviewed."
But many schools objected to the policy, and last January, the board delayed its implementation. Colleges worried about how the stipends would affect Title IX compliance and whether they'd be able to afford them.
"I do understand the economics, that it might be more difficult for some than others, but for those that can do it, it's the right thing do to and that ought to be the guiding factor," he said.
Right now, the millions of dollars schools are making through sports are often going back into athletic programs. Colleges are caught in a never-ending race with their fellow institutions to attract the best talent with the best facilities, stadiums and coaches.
The Associated Press looked at federal filings by schools in the Atlantic Coast Conference, Big 12, Big Ten, Pacific-12 (formerly the Pac-10) and Southeastern Conference.
In 2003, the members of those conferences at the time reported average athletic department revenues of $45.6 million and expenses of $42.3 million. By 2011, the current members' average revenue had increased 76.1 percent to $80.4 million. Expenses had grown at an even faster rate, up 76.5 percent to $74.6 million.
The average salary for head coaches of men's teams increased almost 131 percent in that span, with football driving that number.
Alabama coach Nick Saban will make about $6 million this season, including bonuses, if the Crimson Tide beats Notre Dame. Kelly's contract with Notre Dame pays him about $2.4 million per year, according to research done by USA Today (because it is a private school, Notre Dame does not make Kelly's salary public).
Having benefited most from the boom, it's perhaps not surprising coaches such as Kelly and Saban support finding a way to get more money to their players.
"A lot of the young people that we have, that play college football, the demographics that they come from, they don't have a lot and I think we should try to create a situation where their quality of life, while they're getting an education, might be a little better," Saban said. "I feel that the athletes should share in some of this to some degree. I don't really have an opinion on how that should be done. There's a lot of other people who probably have a lot more experience in figuring that one out, but I do think we should try to enhance the quality of life for all student-athletes.
"I believe the leadership in the NCAA finally sort of acknowledges that so that's probably a big step in that direction."
The old argument was that a scholarship provided enough benefit. And while there is wide variation, depending on the college and major, there is little doubt among those who study the issue that a bachelor's degree is a huge economic boon, even for those who have to borrow to pay for it.
In a 2011 report, Georgetown's Center on Education and the Workforce calculated a worker with a bachelor's degree will earn on average $2.3 million over a lifetime. That's roughly $500,000 more than associate's degree-holders, $700,000 more than those with some college but no degree, and $1 million more than those with just a high school diploma.
According to the latest NCAA statistics, 70 percent of football players in the top division graduated within six years. The NCAA's Graduation Success Rate takes into account transfers and athletes who leave in good academic standing.
In the 11 years that GSR data have been collected, the rate for football players in the top division has increased by 7 percentage points — so more players are getting the benefit of a college degree.
The problem is scholarship rules have lagged behind the times, said Pac-12 Conference Commissioner Larry Scott, now in his fourth year in the job. His conference, like most of the major ones, supports a stipend.
"The scholarship rules don't allow you to cover the full cost of attendance," he said. "Doesn't cover things like miscellaneous meals, trips home, clothes and other things. For me there has been a gap.
"This does not cross the philosophical Rubicon of paying players."
Players, naturally, agree.
"It kind of goes both ways," said Alabama defensive back Vinnie Sunseri, whose father, Sal, is a college football coach and former NFL player. "A lot of people would say we don't deserve it because we already get enough as college kids that just happen to play a sport. A lot of people don't realize all the work that goes into all the stuff that we have to do throughout the day.
"I have no time during the day. I wake up at 6 a.m., lift, go to class, right after class you come back up to the football complex to watch film and get ready for practice. By the time you get out, you've got to go to study hall. By the time you get out of study hall, it's basically bed time. It is really like a full-time job."
Alabama long snapper Carson Tinker made the team as a non-scholarship walk-on, but earned a scholarship this season.
"I'm very thankful for my scholarship," Tinker said. "All of us have bills. All of us have expenses, just like every other student. I don't live with football players. I live with two of my good friends. While I'm at practice every day, they have a job. They're able to pay their bills, buy food, stuff like that."
Notre Dame athletic director Jack Swarbrick is on the NCAA committee studying how to implement a stipend. It's complicated.
To help build more support, Emmert's latest proposal would make the funds need-based. In other words, lower-income students would get more money than wealthy ones.
The problem is, that could limit students' access to federal aid, such as Pell Grants.
"If what you're doing is subsidizing the federal government because you offset the Pell Grant, what's the point?" he said Sunday. "What have you achieved if they are getting less money from the Pell Grant and more from you and the student-athlete hasn't netted out an additional dime?"
Also, this isn't just about paying football players.
"I'm not interested in having a different standard for football players than volleyball players," Swarbrick said.
However it works out, Kelly sees stipends as inevitable.
"This is going to happen," Kelly said. "It's just when is it going to happen? I think like minds need to get together and figure it out."
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Fighting Irish vs Crimson Tide: 2 storied programs try to live up to hype in BCS title game

MIAMI - Sometimes, the buildup to a game can overwhelm what actually happens on the field.
Certainly, No. 1 Notre Dame and No. 2 Alabama would have to play nothing less than a classic to live up to all the hype for Monday night's BCS championship.
Before either team stepped on the field in balmy South Florida, this was shaping up as one of the most anticipated games in years, a throwback to the era when Keith Jackson & Co. called one game a week, when it was a big deal for teams from different parts of the country to meet in a bowl game, when everyone took sides based on where they happened to live.
North vs. South. Rockne vs. Bear. Rudy vs. Forrest Gump.
The Fighting Irish vs. the Crimson Tide.
College football's two most storied programs, glorified in movie and song, facing off for the biggest prize.
"It's definitely not any other game," said Alabama linebacker C.J. Mosley.
For the Crimson Tide (12-1), this is a chance to be remembered as a full-fledged dynasty. Alabama will be trying to claim its third national championship in four years and become the first school to win back-to-back BCS titles, a remarkable achievement given the ever-increasing parity of the college game and having to replace five players from last year's title team who were picked in the first two rounds of the NFL draft.
"To be honest, I think this team has kind of exceeded expectations," coach Nick Saban said Sunday. "If you look at all the players we lost last year, the leadership that we lost ... I'm really proud of what this team was able to accomplish."
That said, it's not a huge surprise to find Alabama playing for another title. That's not the case when it comes to Notre Dame.
Despite their impressive legacy, the Fighting Irish (12-0) weren't even ranked at the start of the season. But overtime wins against Stanford and Pittsburgh, combined with three other victories by a touchdown or less, gave Notre Dame a shot at its first national title since 1988.
After so many lost years, the golden dome has reclaimed its lustre in coach Brian Kelly's third season.
"It starts with setting a clear goal for the program," Kelly said. "Really, what is it? Are we here to get to a bowl game, or are we here to win national championships? So the charge immediately was to play for championships and win a national championship."
Both Notre Dame and Alabama have won eight Associated Press national titles, more than any other school. They are the bluest of the blue bloods, the programs that have long set the bar for everyone else even while enduring some droughts along the way.
ESPN executives were hopeful of getting the highest ratings of the BCS era. Tickets were certainly at a premium, with a seat in one of the executive suites going for a staggering $60,000 on StubHub the day before the game, and even a less-than-prime spot in the corner of the upper deck requiring a payout of more than $900.
"This is, to me, the ultimate match-up in college football," said Brent Musberger, the lead announcer for ESPN.
Kelly moulded Notre Dame using largely the same formula that has worked so well for Saban in Tuscaloosa: a bruising running game and a stout defence, led by Heisman Trophy finalist Manti Te'o.
"It's a little bit old fashioned in the sense that this is about the big fellows up front," Kelly said. "It's not about the crazy receiving numbers or passing yards or rushing yards. This is about the big fellas, and this game will unquestionably be decided up front."
While points figure to be at a premium given the quality of both defences, Alabama appears to have a clear edge on offence. The Tide has the nation's highest-rated passer (AJ McCarron), two 1,000-yard rushers (Eddie Lacy and T.J. Yeldon), a dynamic freshman receiver (Amari Cooper), and three linemen who made the AP All-America team (first-teamers Barrett Jones and Chance Warmack, plus second-teamer D.J. Fluker).
"That's football at its finest," said Te'o, who heads a defence that has given up just two rushing touchdowns. "It's going to be a great challenge, and a challenge that we look forward to."
The Crimson Tide had gone 15 years without a national title when Saban arrived in 2007, the school's fifth coach in less than a decade (including one, Mike Price, who didn't even made it to his first game in Tuscaloosa). Finally, Alabama got it right.
In 2008, Saban landed one of the greatest recruiting classes in school history, a group that has already produced eight NFL draft picks and likely will send at least three more players to the pros (including Jones). The following year, the coach guided Alabama to a perfect season, beating Texas in the title game at Pasadena.
Last season, the Tide fortuitously got a shot at another BCS crown despite losing to LSU during the regular season and failing to even win its division in the Southeastern Conference. In a rematch against the Tigers, Alabama romped to a 21-0 victory at the Superdome.
The all-SEC matchup gave the league an unprecedented six straight national champions, hastening the end of the BCS. It will last one more season before giving way to a four-team playoff in 2014, an arrangement that was undoubtedly pushed along by one conference hoarding all the titles under the current system.
"Let's be honest, people are probably getting tired of us," Jones said. "We don't really mind. We enjoy being the top dog and enjoy kind of having that target on our back, and we love our conference. Obviously, we'd rather not be a part of any other conference."
This title game certainly has a different feel than last year's.
"That was really kind of a weird national championship because it was a team we already played," Jones remembered. "It was kind of another SEC game. It was in the South, and it just had a very SEC feel to it obviously. This year is much more like the 2009 game (against Texas) for me. We're playing an opponent that not only we have not played them, but no one we have played has played them. So you don't really have an exact measuring stick."
In fact, these schools have played only six times, and not since 1987, but the first of their meetings is still remembered as one of the landmark games in college football history. Bear Bryant had one of his best teams at the 1973 Sugar Bowl, but Ara Parseghian and the Fighting Irish claimed the national title by knocking off top-ranked Alabama 24-23.
If you're a long-time Notre Dame fan, you still remember Parseghian's gutty call to throw the ball out of the end zone for a game-clinching first down. If you were rooting for the Tide, you haven't forgotten a missed extra point that turned out to be the losing margin.
Of course, these Alabama players aren't concerned about what happened nearly four decades ago.
For the most part, all they know is winning.
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Money for college athletes: not if, but how

MIAMI (AP) — After decades when paying college athletes was thought to violate the spirit of amateurism, the enormous television revenue generated by sports — football and basketball in particular — and the long hours of work by the players have changed the debate.
The head of the NCAA now supports a stipend for athletes to cover costs beyond tuition, books and fees, and both coaches in Monday's BCS championship between No. 1 Notre Dame and No. 2 Alabama spoke in support of the idea in the days before the game.
The question is no longer whether to cut athletes a check, it's how best to do that.
"I still think the overriding factor here is that these young men put in so much time with being a student and then their responsibilities playing the sport, that they don't have an opportunity to make any money at all," Notre Dame coach Brian Kelly said Sunday.
"I want them to be college kids, and a stipend will continue to allow them to be college kids."
To get a sense of the landscape, look at the way things were when Notre Dame last won the national championship, in 1988. That season, Fighting Irish players earned scholarships worth about $10,000 per year and the school got $3 million for playing in the Fiesta Bowl to go with the revenue it made for TV appearances throughout the season. Even then, there was discussion about the disparity between benefits for the players and for the schools.
This season's Irish will get scholarships worth about $52,000 per year and the school will receive $6.2 million for playing in the title game — to go with the $15 million NBC reportedly pays just to televise the school's regular-season home games.
While the value of that athletic scholarship has never been greater, the money being made by the schools that play big-time college football has skyrocketed, too.
NCAA President Mark Emmert believes it is time for a change.
While Emmert draws a clear distinction between the $2,000 stipend he has proposed and play-for-pay athletics, he unapologetically advocates for giving student-athletes a larger cut of a huge pie that is about to get even bigger.
The NCAA's current men's basketball tournament agreement with CBS and Turner is worth an average of more than $770 million per year, and the current Bowl Championship Series television deal — money that goes to conferences and then is distributed to schools, with no NCAA involvement — is worth $180 million per year.
The new college football playoff, which starts in the 2014 season, will be worth about $470 million annually to the conferences.
Emmert chides athletic programs that make major decisions guided by efforts to generate more revenue, such as switching conferences, and then complain they can't afford a stipend.
"When the world believes it's all a money grab, how can you say we can stick with the same scholarship model as 40 years ago?" he said last month.
In October 2011, the NCAA's Division I Board of Directors approved a rule change that would give colleges the option of providing athletes with a $2,000 stipend for expenses not covered by scholarships.
"It doesn't strike me as drastic by definition," said Mike Slive, commissioner of the Southeastern Conference, Alabama's league, and one of the most vocal advocates for a full-cost-of-attendance scholarship. "There is a fixed definition for a scholarship. There's no reason why it shouldn't be reviewed."
But many schools objected to the policy, and last January, the board delayed its implementation. Colleges worried about how the stipends would affect Title IX compliance and whether they'd be able to afford them.
"I do understand the economics, that it might be more difficult for some than others, but for those that can do it, it's the right thing do to and that ought to be the guiding factor," he said.
Right now, the millions of dollars schools are making through sports are often going back into athletic programs. Colleges are caught in a never-ending race with their fellow institutions to attract the best talent with the best facilities, stadiums and coaches.
The Associated Press looked at federal filings by schools in the Atlantic Coast Conference, Big 12, Big Ten, Pacific-12 (formerly the Pac-10) and Southeastern Conference.
In 2003, the members of those conferences at the time reported average athletic department revenues of $45.6 million and expenses of $42.3 million. By 2011, the current members' average revenue had increased 76.1 percent to $80.4 million. Expenses had grown at an even faster rate, up 76.5 percent to $74.6 million.
The average salary for head coaches of men's teams increased almost 131 percent in that span, with football driving that number.
Alabama coach Nick Saban will make about $6 million this season, including bonuses, if the Crimson Tide beats Notre Dame. Kelly's contract with Notre Dame pays him about $2.4 million per year, according to the school's federal filings (because it is a private school, Notre Dame does not have to release his contract).
Having benefited most from the boom, it's perhaps not surprising coaches such as Kelly and Saban support finding a way to get more money to their players.
"A lot of the young people that we have, that play college football, the demographics that they come from, they don't have a lot and I think we should try to create a situation where their quality of life, while they're getting an education, might be a little better," Saban said. "I feel that the athletes should share in some of this to some degree. I don't really have an opinion on how that should be done. There's a lot of other people who probably have a lot more experience in figuring that one out, but I do think we should try to enhance the quality of life for all student-athletes.
"I believe the leadership in the NCAA finally sort of acknowledges that so that's probably a big step in that direction."
The old argument was that a scholarship provided enough benefit. And while there is wide variation, depending on the college and major, there is little doubt among those who study the issue that a bachelor's degree is a huge economic boon, even for those who have to borrow to pay for it.
In a 2011 report, Georgetown's Center on Education and the Workforce calculated a worker with a bachelor's degree will earn on average $2.3 million over a lifetime. That's roughly $500,000 more than associate's degree-holders, $700,000 more than those with some college but no degree, and $1 million more than those with just a high school diploma.
According to the latest NCAA statistics, 70 percent of football players in the top division graduated within six years. The NCAA's Graduation Success Rate takes into account transfers and athletes who leave in good academic standing.
In the 11 years that GSR data have been collected, the rate for football players in the top division has increased by 7 percentage points — so more players are getting the benefit of a college degree.
The problem is scholarship rules have lagged behind the times, said Pac-12 Conference Commissioner Larry Scott, now in his fourth year in the job. His conference, like most of the major ones, supports a stipend.
"The scholarship rules don't allow you to cover the full cost of attendance," he said. "Doesn't cover things like miscellaneous meals, trips home, clothes and other things. For me there has been a gap.
"This does not cross the philosophical Rubicon of paying players."
Players, naturally, agree.
"It kind of goes both ways," said Alabama defensive back Vinnie Sunseri, whose father, Sal, is a college football coach and former NFL player. "A lot of people would say we don't deserve it because we already get enough as college kids that just happen to play a sport. A lot of people don't realize all the work that goes into all the stuff that we have to do throughout the day.
"I have no time during the day. I wake up at 6 a.m., lift, go to class, right after class you come back up to the football complex to watch film and get ready for practice. By the time you get out, you've got to go to study hall. By the time you get out of study hall, it's basically bed time. It is really like a full-time job."
Alabama long snapper Carson Tinker made the team as a non-scholarship walk-on, but earned a scholarship this season.
"I'm very thankful for my scholarship," Tinker said. "All of us have bills. All of us have expenses, just like every other student. I don't live with football players. I live with two of my good friends. While I'm at practice every day, they have a job. They're able to pay their bills, buy food, stuff like that."
Notre Dame athletic director Jack Swarbrick is on the NCAA committee studying how to implement a stipend. It's complicated.
To help build more support, Emmert's latest proposal would make the funds need-based. In other words, lower-income students would get more money than wealthy ones.
The problem is, that could limit students' access to federal aid, such as Pell Grants.
"If what you're doing is subsidizing the federal government because you offset the Pell Grant, what's the point?" he said Sunday. "What have you achieved if they are getting less money from the Pell Grant and more from you and the student-athlete hasn't netted out an additional dime?"
Also, this isn't just about paying football players.
"I'm not interested in having a different standard for football players than volleyball players," Swarbrick said.
However it works out, Kelly sees stipends as inevitable.
"This is going to happen," Kelly said. "It's just when is it going to happen? I think like minds need to get together and figure it out.
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Will game live up to hype in BCS championship?

MIAMI (AP) — Sometimes, the buildup to a game can overwhelm what actually happens on the field.
Certainly, No. 1 Notre Dame and No. 2 Alabama would have to play nothing less than a classic to live up to all the hype for Monday night's BCS championship.
Before either team stepped on the field in balmy South Florida, this was shaping up as one of the most anticipated games in years, a throwback to the era when Keith Jackson & Co. called one game a week, when it was a big deal for teams from different parts of the country to meet in a bowl game, when everyone took sides based on where they happened to live.
North vs. South. Rockne vs. Bear. Rudy vs. Forrest Gump.
The Fighting Irish vs. the Crimson Tide.
College football's two most storied programs, glorified in movie and song, facing off for the biggest prize.
"It's definitely not any other game," said Alabama linebacker C.J. Mosley.
For the Crimson Tide (12-1), this is a chance to be remembered as a full-fledged dynasty. Alabama will be trying to claim its third national championship in four years and become the first school to win back-to-back BCS titles, a remarkable achievement given the ever-increasing parity of the college game and having to replace five players from last year's title team who were picked in the first two rounds of the NFL draft.
"To be honest, I think this team has kind of exceeded expectations," coach Nick Saban said Sunday. "If you look at all the players we lost last year, the leadership that we lost ... I'm really proud of what this team was able to accomplish."
That said, it's not a huge surprise to find Alabama playing for another title. That's not the case when it comes to Notre Dame.
Despite their impressive legacy, the Fighting Irish (12-0) weren't even ranked at the start of the season. But overtime wins against Stanford and Pittsburgh, combined with three other victories by a touchdown or less, gave Notre Dame a shot at its first national title since 1988.
After so many lost years, the golden dome has reclaimed its luster in coach Brian Kelly's third season.
"It starts with setting a clear goal for the program," Kelly said. "Really, what is it? Are we here to get to a bowl game, or are we here to win national championships? So the charge immediately was to play for championships and win a national championship."
Both Notre Dame and Alabama have won eight Associated Press national titles, more than any other school. They are the bluest of the blue bloods, the programs that have long set the bar for everyone else even while enduring some droughts along the way.
ESPN executives were hopeful of getting the highest ratings of the BCS era. Tickets were certainly at a premium, with a seat in one of the executive suites going for a staggering $60,000 on StubHub the day before the game, and even a less-than-prime spot in the corner of the upper deck requiring a payout of more than $900.
"This is, to me, the ultimate match-up in college football," said Brent Musberger, the lead announcer for ESPN.
Kelly molded Notre Dame using largely the same formula that has worked so well for Saban in Tuscaloosa: a bruising running game and a stout defense, led by Heisman Trophy finalist Manti Te'o.
"It's a little bit old fashioned in the sense that this is about the big fellows up front," Kelly said. "It's not about the crazy receiving numbers or passing yards or rushing yards. This is about the big fellas, and this game will unquestionably be decided up front."
While points figure to be at a premium given the quality of both defenses, Alabama appears to have a clear edge on offense. The Tide has the nation's highest-rated passer (AJ McCarron), two 1,000-yard rushers (Eddie Lacy and T.J. Yeldon), a dynamic freshman receiver (Amari Cooper), and three linemen who made the AP All-America team (first-teamers Barrett Jones and Chance Warmack, plus second-teamer D.J. Fluker).
"That's football at its finest," said Te'o, who heads a defense that has given up just two rushing touchdowns. "It's going to be a great challenge, and a challenge that we look forward to."
The Crimson Tide had gone 15 years without a national title when Saban arrived in 2007, the school's fifth coach in less than a decade (including one, Mike Price, who didn't even made it to his first game in Tuscaloosa). Finally, Alabama got it right.
In 2008, Saban landed one of the greatest recruiting classes in school history, a group that has already produced eight NFL draft picks and likely will send at least three more players to the pros (including Jones). The following year, the coach guided Alabama to a perfect season, beating Texas in the title game at Pasadena.
Last season, the Tide fortuitously got a shot at another BCS crown despite losing to LSU during the regular season and failing to even win its division in the Southeastern Conference. In a rematch against the Tigers, Alabama romped to a 21-0 victory at the Superdome.
The all-SEC matchup gave the league an unprecedented six straight national champions, hastening the end of the BCS. It will last one more season before giving way to a four-team playoff in 2014, an arrangement that was undoubtedly pushed along by one conference hoarding all the titles under the current system.
"Let's be honest, people are probably getting tired of us," Jones said. "We don't really mind. We enjoy being the top dog and enjoy kind of having that target on our back, and we love our conference. Obviously, we'd rather not be a part of any other conference."
This title game certainly has a different feel than last year's.
"That was really kind of a weird national championship because it was a team we already played," Jones remembered. "It was kind of another SEC game. It was in the South, and it just had a very SEC feel to it obviously. This year is much more like the 2009 game (against Texas) for me. We're playing an opponent that not only we have not played them, but no one we have played has played them (except for Michigan). So you don't really have an exact measuring stick."
In fact, these schools have played only six times, and not since 1987, but the first of their meetings is still remembered as one of the landmark games in college football history. Bear Bryant had one of his best teams at the 1973 Sugar Bowl, but Ara Parseghian and the Fighting Irish claimed the national title by knocking off top-ranked Alabama 24-23.
If you're a long-time Notre Dame fan, you still remember Parseghian's gutty call to throw the ball out of the end zone for a game-clinching first down. If you were rooting for the Tide, you haven't forgotten a missed extra point that turned out to be the losing margin.
Of course, these Alabama players aren't concerned about what happened nearly four decades ago.
For the most part, all they know is winning.
"There's a lot of tradition that goes into Alabama football," Mosley said, "and our plan is to keep that tradition alive.
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