Tennis-Injured Monaco first seed to fall at Australian Open

MELBOURNE, Jan 14 (Reuters) - Argentine Juan Monaco was the first seed to be knocked out of the Australian Open on Monday, succumbing as much to injury as to Russian Andrey Kuznetsov in a 7-6 6-1 6-1 first round defeat.
With all the seeds safely through to the second round as the shadows lengthened over show court two, the 28-year-old took lengthy injury time outs for treatment on his lower back and hip in a desperate bid to keep the record intact.
The 11th seed was clearly struggling, however, and howled in frustration as the 21-year-old Kuznetsov took advantage of his opponent's restricted mobility to move to the brink of victory.
Monaco won applause from the crowd for his spirit in not retiring but was clearly in no position to compete.
World No. 78 Kuznetsov sealed the victory with his sixth ace of the match and will meet South African Kevin Anderson or Paolo Lorenzi of Italy in the second round.
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Toronto mayor battles for job as court appeal wraps up

TORONTO (Reuters) - The ruling to remove an "honest man" such as Toronto Mayor Rob Ford from office would be draconian, the mayor's lawyer said on Monday as arguments concluded in the appeal of a case that has cast a pall of uncertainty over who will run Canada's most populous city.
The controversial mayor was evicted from his post by an Ontario Superior Court judge two years into his term after being found guilty of conflict of interest charges. He later won the right to stay on the job until the appeal could be heard.
At the conclusion of the appeal proceedings on Monday the three-judge panel said it would release its decision soon. Canadian newspapers said the process could take weeks.
In his opening submission, Ford's lawyer, Alan Lenczner, told the judges that there were "substantial errors" in the original ruling in November.
That was when Ontario Superior Court Judge Charles Hackland ruled Ford violated a conflict of interest law when he voted at city council to scrap a fine the council had imposed upon him for accepting donations from lobbyists to his football foundation.
Lenczner argued that the city council did not have the authority to hold the vote in the first place.
Lenczner, who called his client an "honest man," ended his argument by playing a recording of Ford making an impassioned plea in a council meeting that he was just trying to raise funds so more high school kids could play football.
"Does that look like the demeanor of someone trying to hide something?" Lenczner asked the judges in the standing-room-only court.
Clayton Ruby, a high-profile Toronto lawyer pressing the case against Ford, rejected the notion that Ford made an honest mistake when he voted at the council meeting on the fine. He argued the mayor should have known he was in a conflict of interest.
Ford is one of several big city mayors to land in hot water in recent months in Canada. The mayors of Montreal and Laval, Quebec, quit last November amid allegations against their administrations in an inquiry into Quebec corruption. Both deny wrongdoing.
In Ford's case, the original ruling did not bar him from running in a new election for Toronto mayor, opening the door to more political in-fighting.
The outspoken Ford, who won office after promising to "stop the gravy train" at city hall, has drawn criticism over a series of incidents, including skipping council meetings to coach high-school football.
Ford recently won a C$6 million ($6 million) libel court case over comments he made about corruption at city hall during his 2010 campaign for mayor.
The conflict-of-interest saga began in 2010 when Ford, then a city councillor, used city letterhead to solicit donations for his private football charity for underprivileged children.
Toronto's integrity commissioner ordered Ford to repay the C$3,150 the charity received from lobbyists and companies that do business with the city, as those donations breached code of conduct rules.
Ford refused to repay the money, and in February 2012 he took part in a city council debate on the matter and then voted in favor of removing the sanctions against him.
He pleaded not guilty to the charges in Ontario Superior Court in September, stating that he believed there was no conflict of interest as there was no financial benefit for the city.
"If it benefits the city and it benefits a member of council, then you have a conflict, and this did not benefit the city at all," Ford said. "This was a personal issue about my foundation and it had nothing to do with the city.
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African Union head wants NATO to help fight Mali rebels

OTTAWA (Reuters) - The head of the African Union, Benin President Boni Yayi, on Tuesday called for a global coalition that includes NATO to intervene against Islamist rebels in northern Mali.
"My understanding is that in reality when we talk of an international force it's not just (West African regional group) ECOWAS, it's not just the African Union, it's also other forces from outside the African continent, given the seriousness of the situation," Yayi told a news conference in Ottawa.
Islamist groups have seized the northern two-thirds of Mali, spawning concern that the region could become a center for radical extremists. On Monday, Mali's army repelled an attack on its advance positions by heavily armed Islamist groups, the Defence Ministry said on Tuesday.
Islamist fighters who seized control of Mali's vast desert north in April have advanced towards government positions in the region of Mopti in recent days, sowing fears of a return to fighting after months of uneasy stalemate.
"NATO should join up with our African forces. Our African forces will show the way, I believe, as it was done in many other places, such as Afghanistan ... The threat of terrorism is in reality something for the international community to deal with," Yayi said.
In December, the 15-nation U.N. Security Council unanimously authorized deployment of an African-led military force to help defeat al Qaeda and other Islamist militants in northern Mali.
Yayi spoke after a meeting with Canadian Prime Minister Stephen Harper, who said Canada would provide humanitarian aid but was not planning to join the U.N.-sanctioned force.
"Obviously, we are very concerned about the situation," Harper said. "The development of essentially an entire terrorist region in the middle of Africa is of grave concern to everybody in the international community.
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Kings beat Raptors 105-96 to halt Toronto's win streak at ACC at five games

TORONTO - DeMarcus Cousins poured in 31 points and grabbed 20 rebounds to lift the Sacramento Kings to a 105-96 victory over the Raptors on Friday, handing Toronto its first loss at home in six games.
Kyle Lowry scored 24 points to top the Raptors (12-21), who've lost just twice in 10 games.
Alan Anderson added 20 points, DeMar DeRozan finished with 14, Jose Calderon had 13 points and just three assists, and Ed Davis had 11 points and a team-high 13 rebounds.
John Salmons added 20 points for the Kings, who won for just the third time on the road this season.
The game was a sloppy affair for a Toronto team that was coming off one of its most solid performances this season just two nights earlier in a 102-79 victory over Portland.
For all the positive vibe around a team that had been digging out of its early-season hole with hustle and teamwork, the Raptors seemed to be able to do little right Friday.
They had no answer for Cousins, who hammered the home team inside all night long with the Kings outscoring Toronto 52-32 in the paint.
And while the Raptors have been on a hot streak, the Kings have as well, winning six of their last nine games.
Toronto had an eight-point lead in the second quarter, but the wheels fell off in a third quarter that saw the Raptors outscored 28-10. They trailed 82-63 heading into the fourth in front of a disgruntled Air Canada Centre crowd that had developed a taste for winning.
The Raptors pulled to within 13 points with six minutes to play on back-to-back three-pointers from Calderon and Anderson, but that was as close as they would come.
Before the game, Raptors coach Dwane Casey cautioned against getting too excited over Toronto's recent success too soon.
"We're still 12 and 20, I'm not jumping up and down and throwing snowballs," he said.
Both team were missing some key players as Sacramento played its 10th straight game without Tyreke Evans (knee injury).
The Raptors have played 10 straight without forward Andrea Bargnani, and fourth without rookie forward Jonas Valanciunas. Linas Kleiza sat his second straight game with a sore knee.
Cousins had nine points and four boards as the Kings led for a good chunk of the first quarter — but never by more than six points. The visitors took a 23-22 advantage into the second.
The Raptors went on a 17-5 run early in the second to take an eight-point lead, but the Kings headed into the locker-room at halftime up 54-53.
Cousins continued to pound Toronto — to the tune of 10 points and eight rebounds — in the third quarter as the Kings outscored the Raptors 28-10 and took a 82-63 lead into the fourth.
NOTES: Sacramento took the first meeting between the two teams 107-100 on Dec. 5. . . The Raptors host Oklahoma City on Sunday. . . The Blue Jays' Jose Bautista and Adam Lind chucked autographed balls up into the crowd during a timeout.
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Notre Dame women shock No. 1 UConn 73-72

STORRS, Conn. (AP) — Skylar Diggins and Notre Dame just seem to have Connecticut's number.
The Irish have turned one of the best rivalries in women's basketball into a one-sided affair lately, winning five of the past six meetings.
The senior All-American scored 19 points hitting big shot after big shot in the second half to lift fifth-ranked Notre Dame to a 73-72 victory over the top-ranked Huskies on Saturday.
This was the latest victory for the Irish (12-1, 1-0 Big East), who also ended UConn's season the past two years by beating the Huskies in past two Final Fours.
"I think when we play them, there is a lot on the line, whether it is a Big East Championship or them being ranked higher than us or in the Final Four," Diggins said. "This is good for us."
No team has had this kind of success against UConn in the past 20 years.
The last team to beat UConn five out of six times was Miami back in the early 1990s — before the Huskies started winning national championships.
The Irish were expected to be down this season with three starters graduated. It didn't matter with Diggins still on the team.
With UConn poised to pull away in the second half, Diggins hit back-to-back 3-pointers to keep her team in the game.
Later with the shot clock about to run out, Diggins hit a leaner from the wing.
Finally, with the Irish down by one with 49 seconds left, she got fouled on a drive and calmly sank both free throws. It would be the last points of the game.
"I think Skylar has changed things for us," Notre Dame coach Muffet McGraw said. "She believed we can win and has the confidence and that is contagious."
The Huskies (12-1, 0-1) had a few chances to pull out the win in the final 30 seconds, but in front of a sellout crowd of 10,127, they fell short.
Breanna Stewart had her shot blocked in the lane. The Huskies maintained possession and then after a timeout, Stewart missed a jumper from the top of the key. Kelly Faris grabbed the rebound giving UConn one more chance, but Kaleena Mosqueda-Lewis caught the ball in the corner and her wide-open 3 fell off the rim.
The Irish grabbed the loose ball and Diggins ran out the clock.
"How many times can we put up our defense," McGraw said. "I thought about our football team getting that goal line stand (against Stanford) three times in a row, if they can do it, we can do it."
The Irish women were headed down South after the game to get ready for Tuesday's contest against South Florida. Notre Dame was going to first spend a day in Orlando.
McGraw laughed at the thought that her team would head to Disney World after beating the No. 1 team in the country. She put the victory in perspective.
"It's great to win when they are ranked No. 1," she said. "It's great for our team, but it's still January 5. We're just trying to get better."
The Huskies had come into the game unbeaten and a week earlier had stunned then-No. 1 Stanford 61-35 on the Cardinal's homecourt ending their 82-game home winning streak. They had already beaten five ranked teams by an average of 24 points.
"It's definitely been an up and down week" said Stefanie Dolson, who scored 17 points to lead Connecticut. "We were all extremely excited and on a high when we beat Stanford the way we did. We came into this game and we weren't ready. I don't think we were ready for how hard Notre Dame was going to come at us. They out-toughed us."
UConn trailed by two at the half and took a 48-44 lead on Dolson's layup with 16:18 left in the game. The Huskies led 63-60 with 8 minutes left before Notre Dame scored five quick points. Neither team could get more than a two-point lead the rest of the way.
Connecticut coach Geno Auriemma was OK with the shots his team got in the end.
"You got the best 3-point shooter in the country with a wide open 3 to win it and it doesn't go in," he said. "I'd be more upset if the wrong guy took the wrong shot at the wrong time. We came out of timeout and got the shot we wanted and it didn't go in."
Mosqueda-Lewis finished with 17 points.
Stewart, the high school player of the year last season, scored all 10 of her points in the second half after missing her first five shots. She also had six blocks and nine rebounds.
"She looked out of sorts a little bit, struggled a little bit," Auriemma said. "But then again you think about what she did, 10 points, nine rebounds, six blocks, that's not a bad day. I think that's what we expect from her. Shots she missed we come to expect she'll make all those."
The Irish won both regular-season meetings last year, before being blown out in the Big East championship game. They won the decisive meeting in the Final Four, 83-75, in overtime.
Notre Dame's lone defeat this season came at home to No. 2 Baylor, 73-61, on Dec. 5.
The two teams, who have played 12 times over the past four seasons, will play again in South Bend on March 4, in the final game of the regular season.
It's not certain if the two teams will play again after Notre Dame leaves for the Atlantic Coast Conference.
UConn led 18-15 midway through the first half before Notre Dame went on a 12-2 run sparked by Kayla McBride, who led Notre Dame with 21 points. She had back-to-back jumpers. Michaela Mabrey hit a 3-pointer and Natalie Achonwa a free throw to cap the burst.
Mabrey's second 3-pointer of the half gave the Irish a 34-26 lead with 5 minutes left in the half before UConn closed with a 12-4 burst to make it 38-36 at the break.
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Kelly wants Notre Dame keeping bar at title height

FORT LAUDERDALE, Fla. (AP) — Win or lose, Notre Dame's Brian Kelly doesn't want his team aiming any lower than the national championship game in the future.
Kelly said Sunday "it's unacceptable for the standard to be any less than being back here again." First things first, his top-ranked Fighting Irish will face No. 2 Alabama Monday night hoping for their first national title since 1988.
Kelly has been in national title games before. He led Division II Grand Valley State to championships in 2002 and 2003. For the last one, the team stayed mostly unnoticed in a Best Western and there was so much less buildup that it "was just another game."
He says "it's a totally different feeling for this one."
As for his pregame message, Kelly says he typically goes 80 percent by what he senses from his team.
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Kuwaiti journalist jailed for Twitter 'insults'

KUWAIT CITY (AP) — A Kuwait newspaper says an online journalist has been sentenced to two years in prison for posts deemed "insulting" to the Gulf nation's ruler — the second such ruling this week.
The decision reflects a widening social media crackdown across the Gulf Arab states to quell perceived political dissent.
Kuwait's pro-government Al Watan newspaper reported Monday that Ayyad al-Harbi, a journalist at news website Sabr, was charged with posting Twitter messages considered offensive to the nation's Western-allied emir. No other details were given.
Kuwait, which hosts thousands of U.S. troops, has been gripped by months of political unrest led by anti-government groups, including Islamist factions.
On Sunday, Kuwaiti media said a social media activist also has received a two-year prison term for Twitter posts that allegedly insulted the emir.
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Mark Zuckerberg faces fine in Germany over Facebook privacy violations

Facebook (FB) founder and CEO Mark Zuckerberg could face a fine of $26,000 for not allowing German citizens to maintain anonymous identities on Facebook, The Guardian reported. Thilo Weichert, the data protection commissioner for the northern German state of Schleswig-Holstein, said that Facebook is breaking a German law by requiring users to provide their identities, adding that “it is unacceptable that a U.S. portal like Facebook violates German data protection law, unopposed and with no prospect of an end.” The company has previously come under fire in Germany for policies surrounding its “like” button and facial recognition feature. Nominal fines aside, data protection experts have said that Facebook is unlikely to change its policies.
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181,354 People on Twitter Think They're Experts at Twitter

Do you tweet a lot? Do you post everything on Facebook? Do you #hashtag #complete #sentences #like #this? Do you describe yourself, variously, as a social media "maven", "master", "guru", "freak", "warrior", "evangelist" or "veteran"? (Yes, a social media veteran. As if Tumblr were a deadly war you narrowly survived.) Well: you've got company! There are more than 181,000 such individuals on Twitter, people who adorn their profiles with credentials like "social media freak" and "social media wonk" and "social media authority."
RELATED: Teens Hacking Their Friends's Twitter Accounts Is All the Rage
B.L. Ochman at Advertising Age, whose heroic research produced the final tally, first noted the trend three years ago — when she recorded, among other distinctions, 68 "social media stars" and 79 "social media ninjas" on Twitter alone — and has been keeping track ever since. This isn't just the stuff of legitimate Twitter news-breakers like Anthony DeRosa and Andy Carvin — Ohman provides a helpful breakdown of the terms she looked for — you know, like "social media warrior." (We're tempted to argue that such diligence makes Ochman something of a social media warrior herself.) Ochman also warns of using "guru" — a Sanskrit term — to describe oneself:
While a great many of these self-appointed gurus are no doubt taking the title with tongue firmly planted in cheek, the fact remains: a guru is something someone else calls you, not something you call yourself. Scratch that: let's save "guru" (Sanskrit for "teacher") for religious figures or at least people with real unique knowledge.
I'd argue, in fact, that "social media" and "guru" should never appear in the same sentence.
Whatever the term, social media seems to be a growth industry: there were only 15,740 "mavens" (or whatever) in 2009 — less than a tenth of those represented today.
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Global stocks, commodities rise on U.S. fiscal deal

NEW YORK (Reuters) - Global stocks jumped 2 percent or more and commodities rallied on Wednesday after U.S. legislators struck a deal to halt a round of automatic fiscal tightening that threatened to push the world's largest economy into recession.
The deal reached on Tuesday to avert the "fiscal cliff" put off the immediate pain of income tax hikes for almost all U.S. households but did nothing to resolve other political impasses on the budget that loom in coming months, including the debt ceiling.
Oil prices pared some gains but Wall Street rallied at the close, with the benchmark S&P 500 posting its best day in more than a year. The CBOE Volatility Index, or VIX <.vix>, a gauge of investor anxiety, dropped 18.5 percent to 14.68 at the close. The VIX has fallen 35.4 percent over the past two sessions.
The markets' reaction to the U.S. budget deal was a "sigh of relief that a recession in the world's largest economy has been averted," said Marc Chandler, global head of currency strategy at Brown Brothers Harriman in New York.
Copper rose to its highest in more than two months, while silver and platinum group metals also rose sharply. The S&P 500 achieved its biggest one-day gain since December 20, 2011, pushing the index to its highest close since September 14.
The Dow Jones industrial average <.dji> closed up 308.41 points, or 2.35 percent, at 13,412.55. The Standard & Poor's 500 Index <.spx> rose 36.23 points, or 2.54 percent, at 1,462.42. The Nasdaq Composite Index <.ixic> gained 92.75 points, or 3.07 percent, at 3,112.26.
Still, the rally may be short-lived. Spending cuts of $109 billion in military and domestic programs were only delayed for two months, and a fight over the limit for U.S. government debt also looms.
"There was the fiscal cliff euphoria, but the markets are a little overdone and people realize you still have the debt ceiling battle, social security taxes going up and dealing with spending sequestration and budget cuts," said Mark Waggoner, president at Excel Futures Inc.
The deal boosted investors' appetite for riskier assets and depressed the U.S. dollar against major currencies. Brent crude oil hit an 11-week high of nearly $113 per barrel and gold prices rose nearly 1 percent.
Brent February crude rose $1.36 to settle at $112.47 a barrel, after reaching $112.90. U.S. crude for February delivery rose $1.30 to settle at $93.12 a barrel.
The vote in Congress removed a major uncertainty hanging over markets, but some analysts cautioned that the optimism could fade if U.S. economic data later this week, including the December payroll report, disappoints.
U.S. manufacturing expanded slightly in December, bouncing back from an unexpected contraction the prior month, according to an industry report released on Wednesday.
The MSCI all-country world equity index <.miwd00000pus> rose 2.05 percent. The pan-European FTSEurofirst 300 <.fteu3> closed 2.1 percent higher at 1157.40.
In currency markets, the euro retreated after reaching a two-week high earlier in the session to trade down 0.15 percent at 1.3183. The U.S. dollar rose 0.06 percent against a basket of major currencies <.dxy>.
Prices of safe-haven government debt fell. Germany's Bund future posted its biggest daily fall since early September, settling down 1.57 points at 144.07.
Yields on U.S. benchmark 10-year Treasury notes hit a more than three-month high, with the price falling 24/32 to yield 1.8406 percent.
Venezuela's U.S. dollar-denominated sovereign bonds rallied across the yield curve on Wednesday in a sign of increased appetite for risk. The benchmark 2027 Global bond gained 1.536 points in price to bid 99.79, yielding 9.273.
The Thomson Reuters-Jefferies CRB index <.trjcrb> of 19 commodities rose 0.85 percent, with metals dominating gains.
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Swiss bank to pay $57.8M in US tax evasion plea

NEW YORK (AP) — Switzerland's oldest bank became the first foreign bank to plead guilty in the United States to tax charges when it admitted Thursday that it helped American clients hide more than $1.2 billion from the Internal Revenue Service.
Wegelin & Co., founded in 1741, entered the plea in federal court in Manhattan, agreeing to pay $20 million in restitution to the IRS, a $22 million fine and an additional $15.8 million, representing the gross fees earned by the bank on the undeclared accounts of U.S. taxpayers between 2002 and 2011. U.S. authorities said the money, combined with an April forfeiture of more than $16.2 million by the bank, meant the U.S. had recovered about $74 million.
The bank had been accused of helping at least 100 U.S. clients conceal large sums of money from the federal tax collection agency in overseas accounts.
U.S. Attorney Preet Bharara said the bank became a haven for U.S. taxpayers looking to cheat on taxes through secret off-shore accounts.
"The bank willfully and aggressively jumped in to fill a void that was left when other Swiss banks abandoned the practice due to pressure from U.S. law enforcement," Bharara said.
He called it a "watershed moment in our efforts to hold to account both the individuals and the banks — wherever they may be in the world — who are engaging in unlawful conduct that deprives the U.S. Treasury of billions of dollars of tax revenue."
Wegelin, headquartered in St. Gallen, Switzerland, said in a statement that it had cooperated with the probe "within the bounds allowed for by Swiss law" since learning that it was under U.S. investigation.
U.S. authorities said Wegelin had no branches outside Switzerland but accessed the U.S. banking system through a correspondent bank account that it held at UBS AG in Stamford, Conn.
Prosecutors said Wegelin in 2008 and 2009 opened and serviced dozens of new accounts for U.S. taxpayers as it tried to capture clients lost by UBS after word surfaced that that UBS was being investigated for helping U.S. taxpayers evade taxes and hide assets in Swiss bank accounts.
Wegelin employees told U.S. taxpayer-clients that their undeclared accounts would not be disclosed to U.S. authorities because the bank had a long tradition of secrecy, prosecutors said. They added that the employees persuaded U.S. taxpayer-clients to move money from UBS to Wegelin by claiming that, unlike UBS, Wegelin did not have offices outside of Switzerland and would be less vulnerable to U.S. law enforcement.
Meanwhile, prosecutors said, Wegelin took additional steps to hide the accounts, including by putting them in the names of sham corporations and foundations formed under the laws of jurisdictions that included Hong Kong and Panama and by using code names and numbers to minimize references to the actual names of U.S. taxpayers on Swiss bank documents. They said the bank also was careful not to send account statements to U.S. clients in the United States and corresponded with clients through private email accounts.
In February 2009, UBS entered a deferred prosecution agreement with U.S. authorities and agreed to pay $780 million in fines, penalties, interest and restitution.
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Updated: 2013 Federal Income Tax Brackets And Marginal Rates

When you file your federal income tax return before April 2013, you're filing your 2012 taxes, and the 2012 income tax brackets define the amount of tax you owe to the government before credits and after-tax adjustments. The first paycheck or consultancy fee you earn in 2013 falls under new rules, however. The 2013 income tax brackets apply to money you earn during that year, although you may not notice how this affects you until you file your income taxes in early 2014. If you pay estimated taxes throughout the year, you may be more aware of the change in brackets.
Now that Congress has passed a new law to avoid the fiscal cliff, the American Taxpayer Relief Act of 2012, we have a better picture of the marginal tax rates for 2013 ahead of the official announcement from the IRS. With the changes to the top tax bracket set by the law and the remaining brackets adjusted by inflation with help from The Tax Foundation, this article includes the likely tax scenario.
In 2013, the Bush-era tax cuts have been extended -- made "permanent" -- for all taxpayers but the highest tax bracket. This is similar to one of the scenarios predicted earlier, but the question up until the last minute has been at what income level would the older, higher top marginal tax rate be effective.
Republicans wanted this number to be high, where the top tax rate would affect only those taxpayers earning over $1,000,000, while President Obama was aiming for the top tax rate to affect more taxpayers, including those earning over $200,000 or $250,000. The Congress settled on a compromise of $400,000 for taxpayers filing single as the threshold for the top tax rate, which is very close to what the top tax bracket would have been anyway, due to inflation.
As a result, these are the tax rates you can expect in 2013.
Rate    Single Filers    Married Joint Filers    Head of Household Filers
10%    $0 to $8,925    $0 to $17,850    $0 to $12,750
15%    $8,925 to $36,250    $17,850 to $72,500    $12,750 to $48,600
25%    $36,250 to $87,850    $72,500 to $146,400    $48,600 to $125,450
28%    $87,850 to $183,250    $146,400 to $223,050    $125,450 to $203,150
33%    $183,250 to $398,350    $223,050 to $398,350    $203,150 to $398,350
35%    $398,350 to $400,000    $398,350 to $450,000    $398,350 to $425,000
39.6%    $400,000 and up    $450,000 and up    $425,000 and up
Keep in mind that the tax rates listed in these tables are marginal rates. That means that you do not owe your rate on all of your income. For example, if you single, you earn $100,000 per year, you would not owe 28% on all of your income -- you would not owe $28,000 to the federal government. You would owe 10% of $8,925, 15% of $27,325 (the difference between the top and the threshold of the second tax bracket), 25% of $51,600, and 28% of $12,150 (the difference between your income and the threshold of the third tax bracket).
That calculation results in $21,293, or an effective (not marginal) tax rate of 21.2%. That will be further reduced by any credits, assuming your taxable income is the same as your gross income. Your effective tax rate could be much lower if deductions have already reduced your taxable income to $100,000 from a larger gross income. For example, if a 401(k) contribution reduced your taxable income from $115,000 to $100,000, you would still use the same tax calculation I've described here, but your effective tax rate would be 18.5%.
Income tax isn't the only concern for workers' paychecks in 2013. With the elimination of the temporary cut to payroll taxes, employees earning less than $110,100 will go back to paying their full share of the tax. For someone earning $50,000, that's $83 less in his take home pay each month than he would receive if the cut had been extended.
With the American Taxpayer Relief Act of 2012 now law, rather than Congress needing to extend the Bush-era tax cuts every year, they will be permanent. Congress can, however, create a new law at any time to change the rates or the tax brackets, but the end-of-year political dance about whether to renew these specific tax cuts will no longer exist.
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More for college athletes: not if, but how

MIAMI (AP) — After decades when paying college athletes was thought to violate the spirit of amateurism, the enormous television revenue generated by sports — football and basketball in particular — and the long hours of work by the players have changed the debate.
The head of the NCAA now supports a stipend for athletes to cover costs beyond tuition, books and fees, and both coaches in Monday's BCS championship between No. 1 Notre Dame and No. 2 Alabama spoke in support of the idea in the days before the game.
The question is no longer whether to cut athletes a check, it's how best to do that.
"I still think the overriding factor here is that these young men put in so much time with being a student and then their responsibilities playing the sport, that they don't have an opportunity to make any money at all," Notre Dame coach Brian Kelly said Sunday.
"I want them to be college kids, and a stipend will continue to allow them to be college kids."
To get a sense of the landscape, look at the way things were when Notre Dame last won the national championship, in 1988. That season, Fighting Irish players earned scholarships worth about $10,000 per year and the school got $3 million for playing in the Fiesta Bowl to go with the revenue it made for TV appearances throughout the season. Even then, there was discussion about the disparity between benefits for the players and for the schools.
This season's Irish will get scholarships worth about $52,000 per year and the school will receive $6.2 million for playing in the title game — to go with the $15 million NBC reportedly pays just to televise the school's regular-season home games.
While the value of that athletic scholarship has never been greater, the money being made by the schools that play big-time college football has skyrocketed, too.
NCAA President Mark Emmert believes it is time for a change.
While Emmert draws a clear distinction between the $2,000 stipend he has proposed and play-for-pay athletics, he unapologetically advocates for giving student-athletes a larger cut of a huge pie that is about to get even bigger.
The NCAA's current men's basketball tournament agreement with CBS is worth an average of more than $770 million per year, and the current Bowl Championship Series television deal — money that goes to conferences and then is distributed to schools, with no NCAA involvement — is worth $180 million per year.
The new college football playoff, which starts in the 2014 season, will be worth about $470 million annually to the conferences.
Emmert chides athletic programs that make major decisions guided by efforts to generate more revenue, such as switching conferences, and then complain they can't afford a stipend.
"When the world believes it's all a money grab, how can you say we can stick with the same scholarship model as 40 years ago?" he said last month.
In October 2011, the NCAA's Division I Board of Directors approved a rule change that would give colleges the option of providing athletes with a $2,000 stipend for expenses not covered by scholarships.
"It doesn't strike me as drastic by definition," said Mike Slive, commissioner of the Southeastern Conference, Alabama's league, and one of the most vocal advocates for a full-cost-of-attendance scholarship. "There is a fixed definition for a scholarship. There's no reason why it shouldn't be reviewed."
But many schools objected to the policy, and last January, the board delayed its implementation. Colleges worried about how the stipends would affect Title IX compliance and whether they'd be able to afford them.
"I do understand the economics, that it might be more difficult for some than others, but for those that can do it, it's the right thing do to and that ought to be the guiding factor," he said.
Right now, the millions of dollars schools are making through sports are often going back into athletic programs. Colleges are caught in a never-ending race with their fellow institutions to attract the best talent with the best facilities, stadiums and coaches.
The Associated Press looked at federal filings by schools in the Atlantic Coast Conference, Big 12, Big Ten, Pacific-12 (formerly the Pac-10) and Southeastern Conference.
In 2003, the members of those conferences at the time reported average athletic department revenues of $45.6 million and expenses of $42.3 million. By 2011, the current members' average revenue had increased 76.1 percent to $80.4 million. Expenses had grown at an even faster rate, up 76.5 percent to $74.6 million.
The average salary for head coaches of men's teams increased almost 131 percent in that span, with football driving that number.
Alabama coach Nick Saban will make about $6 million this season, including bonuses, if the Crimson Tide beats Notre Dame. Kelly's contract with Notre Dame pays him about $2.4 million per year, according to research done by USA Today (because it is a private school, Notre Dame does not make Kelly's salary public).
Having benefited most from the boom, it's perhaps not surprising coaches such as Kelly and Saban support finding a way to get more money to their players.
"A lot of the young people that we have, that play college football, the demographics that they come from, they don't have a lot and I think we should try to create a situation where their quality of life, while they're getting an education, might be a little better," Saban said. "I feel that the athletes should share in some of this to some degree. I don't really have an opinion on how that should be done. There's a lot of other people who probably have a lot more experience in figuring that one out, but I do think we should try to enhance the quality of life for all student-athletes.
"I believe the leadership in the NCAA finally sort of acknowledges that so that's probably a big step in that direction."
The old argument was that a scholarship provided enough benefit. And while there is wide variation, depending on the college and major, there is little doubt among those who study the issue that a bachelor's degree is a huge economic boon, even for those who have to borrow to pay for it.
In a 2011 report, Georgetown's Center on Education and the Workforce calculated a worker with a bachelor's degree will earn on average $2.3 million over a lifetime. That's roughly $500,000 more than associate's degree-holders, $700,000 more than those with some college but no degree, and $1 million more than those with just a high school diploma.
According to the latest NCAA statistics, 70 percent of football players in the top division graduated within six years. The NCAA's Graduation Success Rate takes into account transfers and athletes who leave in good academic standing.
In the 11 years that GSR data have been collected, the rate for football players in the top division has increased by 7 percentage points — so more players are getting the benefit of a college degree.
The problem is scholarship rules have lagged behind the times, said Pac-12 Conference Commissioner Larry Scott, now in his fourth year in the job. His conference, like most of the major ones, supports a stipend.
"The scholarship rules don't allow you to cover the full cost of attendance," he said. "Doesn't cover things like miscellaneous meals, trips home, clothes and other things. For me there has been a gap.
"This does not cross the philosophical Rubicon of paying players."
Players, naturally, agree.
"It kind of goes both ways," said Alabama defensive back Vinnie Sunseri, whose father, Sal, is a college football coach and former NFL player. "A lot of people would say we don't deserve it because we already get enough as college kids that just happen to play a sport. A lot of people don't realize all the work that goes into all the stuff that we have to do throughout the day.
"I have no time during the day. I wake up at 6 a.m., lift, go to class, right after class you come back up to the football complex to watch film and get ready for practice. By the time you get out, you've got to go to study hall. By the time you get out of study hall, it's basically bed time. It is really like a full-time job."
Alabama long snapper Carson Tinker made the team as a non-scholarship walk-on, but earned a scholarship this season.
"I'm very thankful for my scholarship," Tinker said. "All of us have bills. All of us have expenses, just like every other student. I don't live with football players. I live with two of my good friends. While I'm at practice every day, they have a job. They're able to pay their bills, buy food, stuff like that."
Notre Dame athletic director Jack Swarbrick is on the NCAA committee studying how to implement a stipend. It's complicated.
To help build more support, Emmert's latest proposal would make the funds need-based. In other words, lower-income students would get more money than wealthy ones.
The problem is, that could limit students' access to federal aid, such as Pell Grants.
"If what you're doing is subsidizing the federal government because you offset the Pell Grant, what's the point?" he said Sunday. "What have you achieved if they are getting less money from the Pell Grant and more from you and the student-athlete hasn't netted out an additional dime?"
Also, this isn't just about paying football players.
"I'm not interested in having a different standard for football players than volleyball players," Swarbrick said.
However it works out, Kelly sees stipends as inevitable.
"This is going to happen," Kelly said. "It's just when is it going to happen? I think like minds need to get together and figure it out."
Read More..

Fighting Irish vs Crimson Tide: 2 storied programs try to live up to hype in BCS title game

MIAMI - Sometimes, the buildup to a game can overwhelm what actually happens on the field.
Certainly, No. 1 Notre Dame and No. 2 Alabama would have to play nothing less than a classic to live up to all the hype for Monday night's BCS championship.
Before either team stepped on the field in balmy South Florida, this was shaping up as one of the most anticipated games in years, a throwback to the era when Keith Jackson & Co. called one game a week, when it was a big deal for teams from different parts of the country to meet in a bowl game, when everyone took sides based on where they happened to live.
North vs. South. Rockne vs. Bear. Rudy vs. Forrest Gump.
The Fighting Irish vs. the Crimson Tide.
College football's two most storied programs, glorified in movie and song, facing off for the biggest prize.
"It's definitely not any other game," said Alabama linebacker C.J. Mosley.
For the Crimson Tide (12-1), this is a chance to be remembered as a full-fledged dynasty. Alabama will be trying to claim its third national championship in four years and become the first school to win back-to-back BCS titles, a remarkable achievement given the ever-increasing parity of the college game and having to replace five players from last year's title team who were picked in the first two rounds of the NFL draft.
"To be honest, I think this team has kind of exceeded expectations," coach Nick Saban said Sunday. "If you look at all the players we lost last year, the leadership that we lost ... I'm really proud of what this team was able to accomplish."
That said, it's not a huge surprise to find Alabama playing for another title. That's not the case when it comes to Notre Dame.
Despite their impressive legacy, the Fighting Irish (12-0) weren't even ranked at the start of the season. But overtime wins against Stanford and Pittsburgh, combined with three other victories by a touchdown or less, gave Notre Dame a shot at its first national title since 1988.
After so many lost years, the golden dome has reclaimed its lustre in coach Brian Kelly's third season.
"It starts with setting a clear goal for the program," Kelly said. "Really, what is it? Are we here to get to a bowl game, or are we here to win national championships? So the charge immediately was to play for championships and win a national championship."
Both Notre Dame and Alabama have won eight Associated Press national titles, more than any other school. They are the bluest of the blue bloods, the programs that have long set the bar for everyone else even while enduring some droughts along the way.
ESPN executives were hopeful of getting the highest ratings of the BCS era. Tickets were certainly at a premium, with a seat in one of the executive suites going for a staggering $60,000 on StubHub the day before the game, and even a less-than-prime spot in the corner of the upper deck requiring a payout of more than $900.
"This is, to me, the ultimate match-up in college football," said Brent Musberger, the lead announcer for ESPN.
Kelly moulded Notre Dame using largely the same formula that has worked so well for Saban in Tuscaloosa: a bruising running game and a stout defence, led by Heisman Trophy finalist Manti Te'o.
"It's a little bit old fashioned in the sense that this is about the big fellows up front," Kelly said. "It's not about the crazy receiving numbers or passing yards or rushing yards. This is about the big fellas, and this game will unquestionably be decided up front."
While points figure to be at a premium given the quality of both defences, Alabama appears to have a clear edge on offence. The Tide has the nation's highest-rated passer (AJ McCarron), two 1,000-yard rushers (Eddie Lacy and T.J. Yeldon), a dynamic freshman receiver (Amari Cooper), and three linemen who made the AP All-America team (first-teamers Barrett Jones and Chance Warmack, plus second-teamer D.J. Fluker).
"That's football at its finest," said Te'o, who heads a defence that has given up just two rushing touchdowns. "It's going to be a great challenge, and a challenge that we look forward to."
The Crimson Tide had gone 15 years without a national title when Saban arrived in 2007, the school's fifth coach in less than a decade (including one, Mike Price, who didn't even made it to his first game in Tuscaloosa). Finally, Alabama got it right.
In 2008, Saban landed one of the greatest recruiting classes in school history, a group that has already produced eight NFL draft picks and likely will send at least three more players to the pros (including Jones). The following year, the coach guided Alabama to a perfect season, beating Texas in the title game at Pasadena.
Last season, the Tide fortuitously got a shot at another BCS crown despite losing to LSU during the regular season and failing to even win its division in the Southeastern Conference. In a rematch against the Tigers, Alabama romped to a 21-0 victory at the Superdome.
The all-SEC matchup gave the league an unprecedented six straight national champions, hastening the end of the BCS. It will last one more season before giving way to a four-team playoff in 2014, an arrangement that was undoubtedly pushed along by one conference hoarding all the titles under the current system.
"Let's be honest, people are probably getting tired of us," Jones said. "We don't really mind. We enjoy being the top dog and enjoy kind of having that target on our back, and we love our conference. Obviously, we'd rather not be a part of any other conference."
This title game certainly has a different feel than last year's.
"That was really kind of a weird national championship because it was a team we already played," Jones remembered. "It was kind of another SEC game. It was in the South, and it just had a very SEC feel to it obviously. This year is much more like the 2009 game (against Texas) for me. We're playing an opponent that not only we have not played them, but no one we have played has played them. So you don't really have an exact measuring stick."
In fact, these schools have played only six times, and not since 1987, but the first of their meetings is still remembered as one of the landmark games in college football history. Bear Bryant had one of his best teams at the 1973 Sugar Bowl, but Ara Parseghian and the Fighting Irish claimed the national title by knocking off top-ranked Alabama 24-23.
If you're a long-time Notre Dame fan, you still remember Parseghian's gutty call to throw the ball out of the end zone for a game-clinching first down. If you were rooting for the Tide, you haven't forgotten a missed extra point that turned out to be the losing margin.
Of course, these Alabama players aren't concerned about what happened nearly four decades ago.
For the most part, all they know is winning.
Read More..

Money for college athletes: not if, but how

MIAMI (AP) — After decades when paying college athletes was thought to violate the spirit of amateurism, the enormous television revenue generated by sports — football and basketball in particular — and the long hours of work by the players have changed the debate.
The head of the NCAA now supports a stipend for athletes to cover costs beyond tuition, books and fees, and both coaches in Monday's BCS championship between No. 1 Notre Dame and No. 2 Alabama spoke in support of the idea in the days before the game.
The question is no longer whether to cut athletes a check, it's how best to do that.
"I still think the overriding factor here is that these young men put in so much time with being a student and then their responsibilities playing the sport, that they don't have an opportunity to make any money at all," Notre Dame coach Brian Kelly said Sunday.
"I want them to be college kids, and a stipend will continue to allow them to be college kids."
To get a sense of the landscape, look at the way things were when Notre Dame last won the national championship, in 1988. That season, Fighting Irish players earned scholarships worth about $10,000 per year and the school got $3 million for playing in the Fiesta Bowl to go with the revenue it made for TV appearances throughout the season. Even then, there was discussion about the disparity between benefits for the players and for the schools.
This season's Irish will get scholarships worth about $52,000 per year and the school will receive $6.2 million for playing in the title game — to go with the $15 million NBC reportedly pays just to televise the school's regular-season home games.
While the value of that athletic scholarship has never been greater, the money being made by the schools that play big-time college football has skyrocketed, too.
NCAA President Mark Emmert believes it is time for a change.
While Emmert draws a clear distinction between the $2,000 stipend he has proposed and play-for-pay athletics, he unapologetically advocates for giving student-athletes a larger cut of a huge pie that is about to get even bigger.
The NCAA's current men's basketball tournament agreement with CBS and Turner is worth an average of more than $770 million per year, and the current Bowl Championship Series television deal — money that goes to conferences and then is distributed to schools, with no NCAA involvement — is worth $180 million per year.
The new college football playoff, which starts in the 2014 season, will be worth about $470 million annually to the conferences.
Emmert chides athletic programs that make major decisions guided by efforts to generate more revenue, such as switching conferences, and then complain they can't afford a stipend.
"When the world believes it's all a money grab, how can you say we can stick with the same scholarship model as 40 years ago?" he said last month.
In October 2011, the NCAA's Division I Board of Directors approved a rule change that would give colleges the option of providing athletes with a $2,000 stipend for expenses not covered by scholarships.
"It doesn't strike me as drastic by definition," said Mike Slive, commissioner of the Southeastern Conference, Alabama's league, and one of the most vocal advocates for a full-cost-of-attendance scholarship. "There is a fixed definition for a scholarship. There's no reason why it shouldn't be reviewed."
But many schools objected to the policy, and last January, the board delayed its implementation. Colleges worried about how the stipends would affect Title IX compliance and whether they'd be able to afford them.
"I do understand the economics, that it might be more difficult for some than others, but for those that can do it, it's the right thing do to and that ought to be the guiding factor," he said.
Right now, the millions of dollars schools are making through sports are often going back into athletic programs. Colleges are caught in a never-ending race with their fellow institutions to attract the best talent with the best facilities, stadiums and coaches.
The Associated Press looked at federal filings by schools in the Atlantic Coast Conference, Big 12, Big Ten, Pacific-12 (formerly the Pac-10) and Southeastern Conference.
In 2003, the members of those conferences at the time reported average athletic department revenues of $45.6 million and expenses of $42.3 million. By 2011, the current members' average revenue had increased 76.1 percent to $80.4 million. Expenses had grown at an even faster rate, up 76.5 percent to $74.6 million.
The average salary for head coaches of men's teams increased almost 131 percent in that span, with football driving that number.
Alabama coach Nick Saban will make about $6 million this season, including bonuses, if the Crimson Tide beats Notre Dame. Kelly's contract with Notre Dame pays him about $2.4 million per year, according to the school's federal filings (because it is a private school, Notre Dame does not have to release his contract).
Having benefited most from the boom, it's perhaps not surprising coaches such as Kelly and Saban support finding a way to get more money to their players.
"A lot of the young people that we have, that play college football, the demographics that they come from, they don't have a lot and I think we should try to create a situation where their quality of life, while they're getting an education, might be a little better," Saban said. "I feel that the athletes should share in some of this to some degree. I don't really have an opinion on how that should be done. There's a lot of other people who probably have a lot more experience in figuring that one out, but I do think we should try to enhance the quality of life for all student-athletes.
"I believe the leadership in the NCAA finally sort of acknowledges that so that's probably a big step in that direction."
The old argument was that a scholarship provided enough benefit. And while there is wide variation, depending on the college and major, there is little doubt among those who study the issue that a bachelor's degree is a huge economic boon, even for those who have to borrow to pay for it.
In a 2011 report, Georgetown's Center on Education and the Workforce calculated a worker with a bachelor's degree will earn on average $2.3 million over a lifetime. That's roughly $500,000 more than associate's degree-holders, $700,000 more than those with some college but no degree, and $1 million more than those with just a high school diploma.
According to the latest NCAA statistics, 70 percent of football players in the top division graduated within six years. The NCAA's Graduation Success Rate takes into account transfers and athletes who leave in good academic standing.
In the 11 years that GSR data have been collected, the rate for football players in the top division has increased by 7 percentage points — so more players are getting the benefit of a college degree.
The problem is scholarship rules have lagged behind the times, said Pac-12 Conference Commissioner Larry Scott, now in his fourth year in the job. His conference, like most of the major ones, supports a stipend.
"The scholarship rules don't allow you to cover the full cost of attendance," he said. "Doesn't cover things like miscellaneous meals, trips home, clothes and other things. For me there has been a gap.
"This does not cross the philosophical Rubicon of paying players."
Players, naturally, agree.
"It kind of goes both ways," said Alabama defensive back Vinnie Sunseri, whose father, Sal, is a college football coach and former NFL player. "A lot of people would say we don't deserve it because we already get enough as college kids that just happen to play a sport. A lot of people don't realize all the work that goes into all the stuff that we have to do throughout the day.
"I have no time during the day. I wake up at 6 a.m., lift, go to class, right after class you come back up to the football complex to watch film and get ready for practice. By the time you get out, you've got to go to study hall. By the time you get out of study hall, it's basically bed time. It is really like a full-time job."
Alabama long snapper Carson Tinker made the team as a non-scholarship walk-on, but earned a scholarship this season.
"I'm very thankful for my scholarship," Tinker said. "All of us have bills. All of us have expenses, just like every other student. I don't live with football players. I live with two of my good friends. While I'm at practice every day, they have a job. They're able to pay their bills, buy food, stuff like that."
Notre Dame athletic director Jack Swarbrick is on the NCAA committee studying how to implement a stipend. It's complicated.
To help build more support, Emmert's latest proposal would make the funds need-based. In other words, lower-income students would get more money than wealthy ones.
The problem is, that could limit students' access to federal aid, such as Pell Grants.
"If what you're doing is subsidizing the federal government because you offset the Pell Grant, what's the point?" he said Sunday. "What have you achieved if they are getting less money from the Pell Grant and more from you and the student-athlete hasn't netted out an additional dime?"
Also, this isn't just about paying football players.
"I'm not interested in having a different standard for football players than volleyball players," Swarbrick said.
However it works out, Kelly sees stipends as inevitable.
"This is going to happen," Kelly said. "It's just when is it going to happen? I think like minds need to get together and figure it out.
Read More..

Will game live up to hype in BCS championship?

MIAMI (AP) — Sometimes, the buildup to a game can overwhelm what actually happens on the field.
Certainly, No. 1 Notre Dame and No. 2 Alabama would have to play nothing less than a classic to live up to all the hype for Monday night's BCS championship.
Before either team stepped on the field in balmy South Florida, this was shaping up as one of the most anticipated games in years, a throwback to the era when Keith Jackson & Co. called one game a week, when it was a big deal for teams from different parts of the country to meet in a bowl game, when everyone took sides based on where they happened to live.
North vs. South. Rockne vs. Bear. Rudy vs. Forrest Gump.
The Fighting Irish vs. the Crimson Tide.
College football's two most storied programs, glorified in movie and song, facing off for the biggest prize.
"It's definitely not any other game," said Alabama linebacker C.J. Mosley.
For the Crimson Tide (12-1), this is a chance to be remembered as a full-fledged dynasty. Alabama will be trying to claim its third national championship in four years and become the first school to win back-to-back BCS titles, a remarkable achievement given the ever-increasing parity of the college game and having to replace five players from last year's title team who were picked in the first two rounds of the NFL draft.
"To be honest, I think this team has kind of exceeded expectations," coach Nick Saban said Sunday. "If you look at all the players we lost last year, the leadership that we lost ... I'm really proud of what this team was able to accomplish."
That said, it's not a huge surprise to find Alabama playing for another title. That's not the case when it comes to Notre Dame.
Despite their impressive legacy, the Fighting Irish (12-0) weren't even ranked at the start of the season. But overtime wins against Stanford and Pittsburgh, combined with three other victories by a touchdown or less, gave Notre Dame a shot at its first national title since 1988.
After so many lost years, the golden dome has reclaimed its luster in coach Brian Kelly's third season.
"It starts with setting a clear goal for the program," Kelly said. "Really, what is it? Are we here to get to a bowl game, or are we here to win national championships? So the charge immediately was to play for championships and win a national championship."
Both Notre Dame and Alabama have won eight Associated Press national titles, more than any other school. They are the bluest of the blue bloods, the programs that have long set the bar for everyone else even while enduring some droughts along the way.
ESPN executives were hopeful of getting the highest ratings of the BCS era. Tickets were certainly at a premium, with a seat in one of the executive suites going for a staggering $60,000 on StubHub the day before the game, and even a less-than-prime spot in the corner of the upper deck requiring a payout of more than $900.
"This is, to me, the ultimate match-up in college football," said Brent Musberger, the lead announcer for ESPN.
Kelly molded Notre Dame using largely the same formula that has worked so well for Saban in Tuscaloosa: a bruising running game and a stout defense, led by Heisman Trophy finalist Manti Te'o.
"It's a little bit old fashioned in the sense that this is about the big fellows up front," Kelly said. "It's not about the crazy receiving numbers or passing yards or rushing yards. This is about the big fellas, and this game will unquestionably be decided up front."
While points figure to be at a premium given the quality of both defenses, Alabama appears to have a clear edge on offense. The Tide has the nation's highest-rated passer (AJ McCarron), two 1,000-yard rushers (Eddie Lacy and T.J. Yeldon), a dynamic freshman receiver (Amari Cooper), and three linemen who made the AP All-America team (first-teamers Barrett Jones and Chance Warmack, plus second-teamer D.J. Fluker).
"That's football at its finest," said Te'o, who heads a defense that has given up just two rushing touchdowns. "It's going to be a great challenge, and a challenge that we look forward to."
The Crimson Tide had gone 15 years without a national title when Saban arrived in 2007, the school's fifth coach in less than a decade (including one, Mike Price, who didn't even made it to his first game in Tuscaloosa). Finally, Alabama got it right.
In 2008, Saban landed one of the greatest recruiting classes in school history, a group that has already produced eight NFL draft picks and likely will send at least three more players to the pros (including Jones). The following year, the coach guided Alabama to a perfect season, beating Texas in the title game at Pasadena.
Last season, the Tide fortuitously got a shot at another BCS crown despite losing to LSU during the regular season and failing to even win its division in the Southeastern Conference. In a rematch against the Tigers, Alabama romped to a 21-0 victory at the Superdome.
The all-SEC matchup gave the league an unprecedented six straight national champions, hastening the end of the BCS. It will last one more season before giving way to a four-team playoff in 2014, an arrangement that was undoubtedly pushed along by one conference hoarding all the titles under the current system.
"Let's be honest, people are probably getting tired of us," Jones said. "We don't really mind. We enjoy being the top dog and enjoy kind of having that target on our back, and we love our conference. Obviously, we'd rather not be a part of any other conference."
This title game certainly has a different feel than last year's.
"That was really kind of a weird national championship because it was a team we already played," Jones remembered. "It was kind of another SEC game. It was in the South, and it just had a very SEC feel to it obviously. This year is much more like the 2009 game (against Texas) for me. We're playing an opponent that not only we have not played them, but no one we have played has played them (except for Michigan). So you don't really have an exact measuring stick."
In fact, these schools have played only six times, and not since 1987, but the first of their meetings is still remembered as one of the landmark games in college football history. Bear Bryant had one of his best teams at the 1973 Sugar Bowl, but Ara Parseghian and the Fighting Irish claimed the national title by knocking off top-ranked Alabama 24-23.
If you're a long-time Notre Dame fan, you still remember Parseghian's gutty call to throw the ball out of the end zone for a game-clinching first down. If you were rooting for the Tide, you haven't forgotten a missed extra point that turned out to be the losing margin.
Of course, these Alabama players aren't concerned about what happened nearly four decades ago.
For the most part, all they know is winning.
"There's a lot of tradition that goes into Alabama football," Mosley said, "and our plan is to keep that tradition alive.
Read More..

Lumens.com Introduces Exclusive Pull Wall Sconce by Tech Lighting

Lumens.com exclusively introduces the Pull Wall Sconce by Tech Lighting, a nod to mid-century modern design with 21st century technology.

Sacramento, CA (PRWEB) January 08, 2013
Lumens.com has introduced the new Pull Wall Sconce by Tech Lighting, a nod to mid-century modern design with 21st century technology. This new product comes from one of the industry’s leaders in modern, innovating decorative lighting and is available exclusively at Lumens.com.
The Pull Wall Sconce is the latest contemporary lighting introduction from Tech Lighting, with a design that pays tribute to the simplicity of a mid-century modern aesthetic while utilizing 21st-century technology with LED lamping. The name “Pull” references the fixtures main features, a fabric-covered cord that provides a unique contrast of color and serves as the main functional element of the sconce. A simple tug switches the lamp on or off.
The clean lines of the Pull Wall Sconce comes from a seamless metal shade, available in either Black or White rubberized paint, paired with a Black, Gray or Orange cord. The sconce is available in a Small and Large size. The Pull Wall Sconce’s dimmable LED lamping inside is rated to last an average of 25,000 hours.
This latest introduction from Tech Lighting fits right in with a trend seen among modern lighting manufacturers: the colored cord. While many light fixtures minimize, disguise or aim to hide the cord, designers are embracing this necessary element and working it into the piece itself. Other lighting manufacturers like LBL Lighting, Pablo Designs, Sweden’s NUD and more have created fixtures that embrace the cord and use it for visual impact.
Tech Lighting has built a reputation in the lighting industry for timeless design, precision engineering and trust. The company is recognized as the industry leader in low-voltage lighting systems and its expansive collection of premium light fixtures, all of which are available at Lumens.com.
Lumens.com is the first to offer the Pull Wall Sconce by Tech Lighting. In addition to this new and exclusive item from Tech, Lumens.com also offers:
-Low-price guarantee
-Expert service via our customer service center
-Easy, no-hassle returns
-Volume order discounts
-More than 300 manufacturers, from contemporary lighting to transitional fixtures and modern furnishings, gifts and home accessories.
For additional information on these products or Lumens.com, contact Marketing Director Carrie King or visit lumens.com.
About Lumens Light + Living:
Lumens Light + Living is dedicated to offering the very best of design-oriented contemporary lighting, fans and home accessories, from the most contemporary international designs to modern interpretations of classic design. Visit us on Facebook and Twitter.
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2013 NFL Playoffs: AFC & NFC Division Game Tickets On Sale Now at Ticket Process

TicketProcess.com is making a bevy of NFL tickets to the second round of the 2012 playoffs available, including tickets to the 49ers versus Packers game at Candlestick Park this Saturday and the Patriots versus Texans game this upcoming Sunday at Gillette Stadium.

(PRWEB) January 08, 2013
The announcement will likely drive a large volume of traffic to the online ticket exchange in the upcoming days, meaning fans who are hoping to get their hands on AFC and NFC Division Game tickets need to act fast. Ticket Process also has Conference Championship tickets available, as well as Super Bowl tickets, and the upcoming divisional weekend will go a long way toward determining the final configurations.
The Houston Texans will head into Foxboro to take on a New England Patriots team that has been a fixture in the postseason since the turn of the century. The Texans are simply trying to establish themselves as a competitive franchise, and a victory over the Patriots in a hostile environment would go a long way toward doing just that. There are sure to be a number of people in attendance who heard the announcement recently made by TicketProcess.com and pounced on the opportunity to secure affordable NFC and AFC Playoff tickets.
A highly anticipated NFC Divisional round game will unfold next Saturday evening as the Packers take their talents to San Francisco to take on a 49er team that bested them in Week 1 of the 2012 regular season. Much has changed since then, including the departure of Alex Smith at quarterback and the insertion of second-year shot caller Colin Kaepernick. Fans of both the 49ers and Packers were made very excited by the recent announcements from TicketProcess.com. The 49ers naturally have a huge and very passionate fan base in Northern California, and the region also features a surprisingly large amount of Cheeseheads.
*TicketProcess is not associated with any of the teams, artists or venues listed. Names used in this release are for descriptive purposes only and do not imply endorsement or partnership.
About Ticket Process

Since 2010, TicketProcess secondary ticket exchange has been offering a large selection of live event inventory to some of the most exclusive sports, concert and theater events nationwide. With 7-day customer service, all backed by a 100% Guarantee, its simple design and ease of use allow anyone to purchase event tickets with confidence.
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The Manhattan Declaration Joins KnockTV’s National Partners Program for Groundbreaking New TV Series SURRENDER THE SECRET

The Manhattan Declaration publicly declares its support of KnockTV’s SURRENDER THE SECRET television series, identifying it as a highly effective way to promote the sanctity of life.

Tampa, FL (PRWEB) January 08, 2013
KnockTV, LLC and the Manhattan Declaration today announced a national partnership agreement to jointly promote and support KnockTV’s new groundbreaking Christian reality TV series SURRENDER THE SECRET.
Manhattan Declaration has become the latest member of KnockTV’s National Partner Program for SURRENDER THE SECRET. The Manhattan Declaration is a document whose signers proclaim a public witness against growing efforts in society to marginalize the Christian voice in the public square, to redefine marriage, and to move away from the biblical view of the sanctity of life. Each of these signers has committed to speak and act in defense of biblical truths with respect to the three issues the declaration addresses. By joining the National Partner Program for SURRENDER THE SECRET, Manhattan Declaration is agreeing to stand publicly with KnockTV and declare that the innovative TV series helps promote a biblical view of the sanctity of life.
KnockTV’s branded Partner Program is developed for organizations who wish to engage in the growing grassroots effort to spread the word about the new groundbreaking SURRENDER THE SECRET series. The Partner Program is gaining momentum, with several organizations across North America already joined, with many more to soon follow. As part of the program, Manhattan Declaration will utilize its engagement with hundreds of thousands of signers and supporters, and help promote the show’s message that healing is available to those who have chosen abortion and that every life is precious.
SURRENDER THE SECRET is a 10-episode, Christian reality TV series following five women who tell their stories about having abortions in their past, and take a healing journey together. Their journey is through a bible study written specifically for post-abortion healing called Surrendering the Secret (by Pat Layton, LifeWay Press, 2008). The women surrender their deepest, darkest secrets, and admit to aborting a past pregnancy. They form tight bond and embrace each other as they go on this journey together, sharing their abortion stories, learning about God’s love and forgiveness and getting set free from the bondages of their past decisions. Information and a preview of the show can be found at http://www.KnockTV.com/SurrenderTheSecret.
“As one of the three tenets of the Manhattan Declaration, the sanctity of life is critical to what we stand for. We are proud to join with KnockTV today as a National Partner for SURRENDER THE SECRET. The show is powerful in its ability to underscore how precious every life is, and that Christ is the answer to forgiveness of all sins, including abortion. This series has the ability to impact the lives of an untold number of people who have been affected by abortion,” said Eric Teetsel, Executive Director of Manhattan Declaration.
Geoffrey Rogers, President & CEO of KnockTV said “By signing the Manhattan Declaration, people can give a voice to the fundamental beliefs that are such a core part of their lives. In a similar way, SURRENDER THE SECRET gives a voice to the millions of women who are suffering in silence as a result of their choice to abort a child. It is such a pleasure to have Manhattan Declaration join the National Partners Program for SURRENDER THE SECRET today.”
About KnockTV:

KnockTV is established to redefine what Christian television means in America. This is being done through the distribution of an entirely new breed of Christian television programming. KnockTV is breaking the mold in the industry by distributing high quality, mass appeal programming for Christians throughout the country. Programming on KnockTV is currently distributed via the Internet to computers, mobile and handheld devices across the globe. KnockTV is targeting alternative distribution technologies and cablecasting in the near future. Visit KnockTV online at http://www.KnockTV.com. You can also follow KnockTV on Facebook at Facebook.com/KnockTV, Twitter at Twitter.com/KnockTV and YouTube at YouTube.com/KnockTelevision.
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African Union chair to meet Harper as Canada mulls support for Mali

OTTAWA - The head of the African Union is set to visit Ottawa this week.
Thomas Boni Yayi's meeting with Prime Minister Stephen Harper could bring a request for Canadian troops to be involved in an international mission in Mali.
The United Nations Security Council backed a proposal in December to send an African-led force of 3,300 soldiers into the country.
But the resolution also called for broader international assistance.
A military coup last year created a power vacuum in Mali that's led to the rise of armed groups linked to al-Qaida in the country's northern region.
Defence Minister Peter MacKay said last week that Canada could be willing to send troops to help train African forces.
As the president of the African Union, Boni Yayi was instrumental in convincing the United Nations that international intervention was needed.
And the African Union, along with a coalition of West African states, is now responsible for putting the resolution into action.
Mali, a landlocked country bordering on Algeria and Niger, has been one of the biggest recipients of Canada's foreign aid.
Canadian special forces were active in the west African country for several training missions prior to the coup and before Islamic Maghreb — known as AQIM — overran much of the northern portion of the impoverished nation.
In addition to being the chairperson of the AU, Boni Yayi is also the president of Benin.
"Benin is a democratic African partner that continues to make impressive progress in the areas of economic and institutional reform while promoting regional stability," said Harper in a statement Sunday.
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Egypt appoints 10 new ministers, including finance chief, ahead of fresh talks with IMF

CAIRO - Egypt swore in 10 new ministers on Sunday in a Cabinet shake-up aimed at improving the government's handling of the country's ailing economy ahead of talks this week with the International Monetary Fund over a badly needed $4.8 billion loan.
The reshuffle, which President Mohammed Morsi had promised in response to public anger over Egypt's economic malaise, affected two key ministries, the interior and finance. It also solidified Islamist control of the government, putting three portfolios in the hands of members of the president's Muslim Brotherhood.
The dire state of Egypt's economy was punctuated Sunday by new central bank figures that put December's foreign currency reserves at $15.01 billion, down $26 million from a month earlier. The reserves have dropped by more than half since the uprising that ousted longtime ruler Hosni Mubarak in February 2011.
The central bank said last month that current reserve levels represent a "critical minimum."
Morsi met with the new ministers after their swearing-in ceremony at the presidential palace in Cairo where they discussed ways to revive tourism and attract foreign investors, a presidential official said, speaking on condition of anonymity because he was not authorized to brief the media.
Prime Minister Hesham Kandil, meanwhile, said he stressed in his first meeting with the new ministers the need for immediate action to stabilize the economy.
At the heart of those efforts lies the $4.8 billion loan that Egypt has requested from the IMF. Cairo says the funds are needed to bolster confidence in the country's economy and attract foreign investors.
Egypt asked the IMF for a delay in the talks on the loan after a wave of political turmoil erupted in December over a contentious new constitution. Mass protests and street violence tied to the constitution dealt yet another blow to major foreign currency earners, including tourism and foreign investment.
The unrest also sparked a rush on U.S. dollars by worried residents and led to a drop in the Egyptian pound, which shed nearly four per cent of its value against the dollar over the past two weeks.
The opposition, a coalition of liberal, secular-leaning, and leftist groups, was not offered any seats in the new Cabinet and has said that any government shake-up that doesn't replace Kandil falls short of what is needed.
The two most important changes affect the finance and interior ministries.
El-Morsi Hegazy, a professor of public finance at Alexandria University, takes over the Finance Ministry, replacing Mumtaz el-Said, who was appointed by the country's transitional military rulers and widely viewed as being at odds with the Brotherhood.
Mohammed Ibrahim, meanwhile, will lead the Interior Ministry, which is responsible for the police force. He previously was in charge of prisons and prior to that was director of security in the province of Assiut, which has a large Coptic Christian population and has also been home to a number of Islamic militant groups.
Ibrahim said his priorities will be to fight a rising wave of crime and restore stability to Egypt.
"We will strike with an iron fist against anyone that threatens the security of the nation and Egyptians," Ibrahim told the state news agency, pledging to clamp down on cross-border weapons smuggling. Egypt has been flush with weapons smuggled from Libya and Sudan.
Three of the new ministers are from the Brotherhood, according to the spokesman for the group's Freedom and Justice Party, Ahmed Subaie. They take over the ministries of transportation, local development and supply and interior trade, giving the Brotherhood a total of eight Cabinet posts.
Also included in the reshuffle were the ministries of civil aviation, environment, electricity, communication and parliamentary affairs.
Karim Ennarah, a researcher on police and security reforms at the Egyptian Initiative for Personal Rights, said the previous interior minister, Ahmed Gamal Eddin, was likely replaced because Brotherhood leaders were upset with the police's handling of attacks against the group's offices and supporters during clashes with the opposition last month over the constitution.
"It seems like it is a clash of egos. It's obviously not a reform of any kind," Ennarah said.
With the new Cabinet set, Kandil told reporters he will meet with IMF officials Monday "to reassure them about Egypt's situation and economic recovery in the coming period."
An IMF statement said the purpose of the visit is "to discuss with the authorities the most recent economic developments, their policy plans for addressing Egypt's economic and financial challenges, and possible IMF support for Egypt in facing these challenges."
Egyptian officials have said that the country's budget deficit is likely to reach 200 billion Egyptian pounds ($31.5 billion) by mid-2013.
The implementation of austerity measures, many of which are believed to be linked to conditions attached to the IMF loan, was also delayed last month due to the political situation.
Kandil's government is expected to announce tax hikes and cuts in subsidies soon. Talk of restructuring the current system is sensitive in a nation where nearly half of its 85 million people live just at or below the poverty line of $2 per person a day.
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Fighting Irish vs Crimson Tide: 2 storied programs try to live up to hype in BCS title game

MIAMI - Sometimes, the buildup to a game can overwhelm what actually happens on the field.
Certainly, No. 1 Notre Dame and No. 2 Alabama would have to play nothing less than a classic to live up to all the hype for Monday night's BCS championship.
Before either team stepped on the field in balmy South Florida, this was shaping up as one of the most anticipated games in years, a throwback to the era when Keith Jackson & Co. called one game a week, when it was a big deal for teams from different parts of the country to meet in a bowl game, when everyone took sides based on where they happened to live.
North vs. South. Rockne vs. Bear. Rudy vs. Forrest Gump.
The Fighting Irish vs. the Crimson Tide.
College football's two most storied programs, glorified in movie and song, facing off for the biggest prize.
"It's definitely not any other game," said Alabama linebacker C.J. Mosley.
For the Crimson Tide (12-1), this is a chance to be remembered as a full-fledged dynasty. Alabama will be trying to claim its third national championship in four years and become the first school to win back-to-back BCS titles, a remarkable achievement given the ever-increasing parity of the college game and having to replace five players from last year's title team who were picked in the first two rounds of the NFL draft.
"To be honest, I think this team has kind of exceeded expectations," coach Nick Saban said Sunday. "If you look at all the players we lost last year, the leadership that we lost ... I'm really proud of what this team was able to accomplish."
That said, it's not a huge surprise to find Alabama playing for another title. That's not the case when it comes to Notre Dame.
Despite their impressive legacy, the Fighting Irish (12-0) weren't even ranked at the start of the season. But overtime wins against Stanford and Pittsburgh, combined with three other victories by a touchdown or less, gave Notre Dame a shot at its first national title since 1988.
After so many lost years, the golden dome has reclaimed its lustre in coach Brian Kelly's third season.
"It starts with setting a clear goal for the program," Kelly said. "Really, what is it? Are we here to get to a bowl game, or are we here to win national championships? So the charge immediately was to play for championships and win a national championship."
Both Notre Dame and Alabama have won eight Associated Press national titles, more than any other school. They are the bluest of the blue bloods, the programs that have long set the bar for everyone else even while enduring some droughts along the way.
ESPN executives were hopeful of getting the highest ratings of the BCS era. Tickets were certainly at a premium, with a seat in one of the executive suites going for a staggering $60,000 on StubHub the day before the game, and even a less-than-prime spot in the corner of the upper deck requiring a payout of more than $900.
"This is, to me, the ultimate match-up in college football," said Brent Musberger, the lead announcer for ESPN.
Kelly moulded Notre Dame using largely the same formula that has worked so well for Saban in Tuscaloosa: a bruising running game and a stout defence, led by Heisman Trophy finalist Manti Te'o.
"It's a little bit old fashioned in the sense that this is about the big fellows up front," Kelly said. "It's not about the crazy receiving numbers or passing yards or rushing yards. This is about the big fellas, and this game will unquestionably be decided up front."
While points figure to be at a premium given the quality of both defences, Alabama appears to have a clear edge on offence. The Tide has the nation's highest-rated passer (AJ McCarron), two 1,000-yard rushers (Eddie Lacy and T.J. Yeldon), a dynamic freshman receiver (Amari Cooper), and three linemen who made the AP All-America team (first-teamers Barrett Jones and Chance Warmack, plus second-teamer D.J. Fluker).
"That's football at its finest," said Te'o, who heads a defence that has given up just two rushing touchdowns. "It's going to be a great challenge, and a challenge that we look forward to."
The Crimson Tide had gone 15 years without a national title when Saban arrived in 2007, the school's fifth coach in less than a decade (including one, Mike Price, who didn't even made it to his first game in Tuscaloosa). Finally, Alabama got it right.
In 2008, Saban landed one of the greatest recruiting classes in school history, a group that has already produced eight NFL draft picks and likely will send at least three more players to the pros (including Jones). The following year, the coach guided Alabama to a perfect season, beating Texas in the title game at Pasadena.
Last season, the Tide fortuitously got a shot at another BCS crown despite losing to LSU during the regular season and failing to even win its division in the Southeastern Conference. In a rematch against the Tigers, Alabama romped to a 21-0 victory at the Superdome.
The all-SEC matchup gave the league an unprecedented six straight national champions, hastening the end of the BCS. It will last one more season before giving way to a four-team playoff in 2014, an arrangement that was undoubtedly pushed along by one conference hoarding all the titles under the current system.
"Let's be honest, people are probably getting tired of us," Jones said. "We don't really mind. We enjoy being the top dog and enjoy kind of having that target on our back, and we love our conference. Obviously, we'd rather not be a part of any other conference."
This title game certainly has a different feel than last year's.
"That was really kind of a weird national championship because it was a team we already played," Jones remembered. "It was kind of another SEC game. It was in the South, and it just had a very SEC feel to it obviously. This year is much more like the 2009 game (against Texas) for me. We're playing an opponent that not only we have not played them, but no one we have played has played them. So you don't really have an exact measuring stick."
In fact, these schools have played only six times, and not since 1987, but the first of their meetings is still remembered as one of the landmark games in college football history. Bear Bryant had one of his best teams at the 1973 Sugar Bowl, but Ara Parseghian and the Fighting Irish claimed the national title by knocking off top-ranked Alabama 24-23.
If you're a long-time Notre Dame fan, you still remember Parseghian's gutty call to throw the ball out of the end zone for a game-clinching first down. If you were rooting for the Tide, you haven't forgotten a missed extra point that turned out to be the losing margin.
Of course, these Alabama players aren't concerned about what happened nearly four decades ago.
For the most part, all they know is winning.
"There's a lot of tradition that goes into Alabama football," Mosley said, "and our plan is to keep that tradition alive.
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Fowler flies blind on yardage at windy Kapalua

Yardage numbers were often meaningless for Rickie Fowler on a brutal Friday at the Hyundai Tournament of Champions in Hawaii where the first round was eventually abandoned because of severe gusting winds.
With golf umbrellas bending sharply in intermittent driving rain and balls being blown off line on the more exposed greens, Fowler realized he simply had to choose his shot and then try to pull it off.
"For the most part, I told my caddie I almost didn't even need any (yardage) numbers today," American Fowler told reporters after the opening round was scrapped because of winds gusting up to 45 mph.
"It's more looking at the shot and seeing what the weather is, just grab a club and pick the flight and hit it. Numbers were kind of irrelevant at times.
"I had a ball that rolled up the hill on (hole) six with a gust; and that was a few holes back from when we finished. We didn't say anything. We were just kind of toughing it out ... guinea pigs up front."
Fowler and fellow American Jason Dufner had teed off as the first pairing of the day in the PGA Tour's season-opening event at the Kapalua Resort.
They had completed only eight holes, with Fowler slipping to three over par and Dufner sitting at one over, when play was suspended.
Organizers later decided to wipe out the first round and send the players out on Saturday in a bid to complete 36 holes.
"After the strong winds that came through and the weather, I felt like it was a smart decision," said Fowler, who booked his place in the elite, winners-only field of 30 with his maiden PGA Tour victory at last year's Wells Fargo Championship.
"Obviously Webb (Simpson) is probably the only one that may be a little bummed," he added, referring to U.S. Open champion who was three under for the round after seven holes. "He was out there playing well and had control of his golf ball."
The killer blow for Fowler came when he double-bogeyed the eighth after dumping his tee shot into a hazard, and he was delighted when play was abandoned soon after.
"I'm really glad that didn't count because after hitting that and hearing the horn blow a minute later as I'm walking off the tee made me a little upset," he said.
"I felt like I was playing pretty well up until we had to hit in some crazy weather on eight and I ended up making double. Other than that, one over par, I felt like it was pretty good over seven holes.
"It was brutal out there. You definitely had to be hitting solid golf shots and picking the right times to hit."
Friday's decision by organizers to wipe out a round due to poor weather was the first on the PGA Tour since the second round of the 2005 Players Championship was declared "null and void".
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PGA Tour's season opener at Kapalua gets mulligan

KAPALUA, Hawaii (AP) — A bum deal for Webb Simpson. A big break for Scott Stallings.
And a mulligan for the PGA Tour.
The new golf season was not even two hours old when the wind squalls roaring down the mountains above Maui made conditions too severe to continue Friday in the Tournament of Champions. Because the first group off had only completed eight holes — six players had not even started — and the forecast offered no relief from the wind, the first round was wiped out.
Season opener, take two.
Rickie Fowler will return to the first tee Saturday morning, and for the second straight day, officially launch the PGA Tour season. But even that's in doubt. The plan was to play 36 holes, though the forecast was for wind just as strong.
"I can honestly say the forecast isn't real good, but maybe we'll get lucky," said Slugger White, the tour's vice president of rules and competition. "That's the hope."
Fowler already was 3 over for the day after a 40-mph gust knocked his ball out of the sky on the par-3 eighth and sent it into a gorge, leading to double bogey. Conditions were so tough that only two of the 20 players who had a score on their cards were under par.
One of them was Simpson, who turned in a remarkable performance by keeping it simple and making a few putts. He was 3 under through seven holes, and now starts from scratch when he comes back to the Plantation Course at Kapalua.
"It stinks for me," Simpson said.
Stallings already was 7 over through four holes. That no longer counts, either.
"Obviously, I was thrilled," Stallings said. "It was just really bad. I hit bad shots and got bad breaks. I'd like to know how Webb Simpson was 3 under."
The wind was raging along the west coast of Maui from sunrise, mixed in with clouds and bursts of rain. When the rain stopped, white caps could be seen dancing along the gray ocean below the mountainous course.
The only way players could have claimed to get the short end of the draw would be if the wind had died after play was suspended. Everyone faced the same conditions, except for those who didn't have to play.
"I got off to a great start, but that's the way it goes. I'm sure they made the decision that's best for all the guys," Simpson said. "But the good news is, I had a good start and I'm playing well. We're just trying to keep the ball in play and in front of us and I was able to make a couple of putts. And that's what you have to do on a day like today."
So much for starting the year in paradise. Kapalua in this kind of weather felt more like work than a working vacation.
The 40-mph gusts became too much when Carl Pettersson lagged a 40-foot putt that was slowing around the hole until a gust came up and blew it another 30 feet and just off the green. Hunter Mahan went to address a putt and the ball blew a few feet forward. Ian Poulter said he used his umbrella to shield the wind so he could mark his ball on the green, but when the umbrella moved, so did his golf ball.
"You couldn't identify the best players out here," Pettersson said.
The last time a round was washed out on the PGA Tour was at The Players Championship in 2005, when 30 players were on a soggy Sawgrass course. That tournament finished on Monday, and this one is also scheduled for a Monday finish. With only a 30-man field, it should be no problem getting it finished by then.
But 36 holes figures to be brutal on the caddies who walk a Plantation Course built on a mountain.
"I'm not sure how I'm going to feel," Pettersson said.
Bubba Watson, who had yet to tee off, said it looked like "goofy golf" from what he saw on television. FedEx Cup champion Brandt Snedeker was on the practice range and told of an 8-iron that only went about 50 yards.
"I could have caught it if I ran fast enough," he said.
Those were the kind of shots that counted on the golf course.
Players were averaging about 350 yards off the tee on the first hole, with the trade wind at their backs. On the third hole, dead into the wind, no one hit a drive longer than 248 yards except for Stallings — his went 265 yards, only because it hit a cart path and disappeared into the native grass and was never found.
Fowler hit a driver and a 5-iron on the third hole. It's usually a wedge.
"Numbers were kind of irrelevant at times," Fowler said, referring to yardages.
That happens all the time in golf, especially on links courses. The problem, however, was on the putting greens. And the back nine is the most exposed to the wind.
Why even start?
"We aren't really looking for these gusts up to 40 mph," White said. "We had gusts up to 42 mph. I don't think you can just not try to play."
Kuchar was on the eighth tee when play was stopped. He stood over his 4-iron, then back off. He got back into position to play, and then backed off again.
"It just felt too funny to pull the trigger," he said.
Players originally were told to stay on the course to see if conditions would improve, and before long, they were brought back to the clubhouse. About an hour later, White met with them in the dining room to tell them the day was over.
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Golf-Play abandoned for second straight day at Kapalua

Jan 5 (Reuters) - The official start of the 2013 PGA Tour was postponed for a second consecutive day because of strong gusting winds at the Hyundai Tournament of Champions in Hawaii on Saturday.
First-round play in the PGA Tour's season-opening event had been entirely scrapped on Friday because of similar conditions and hopes of playing 36 holes on Saturday had to be abandoned.
Winds gusted up to 40mph (64.4 kph) across the Kapalua Resort's Plantation Course, making the layout unplayable. On some of the more exposed holes on the back nine, golf balls rolled uphill when dropped on the greens as a test by officials.
With the weather expected to improve over the next two days, organisers said they planned to complete 36 holes on Sunday and 18 on Monday in a tournament cut to 54 holes.
While 24 players in the elite, winners-only field of 30 were able to tee off on Friday before the first-round scores were wiped out, not a single shot was struck on Saturday.
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Insight: Security fears dogged Canada debate on China energy bid

OTTAWA (Reuters) - In September, two months after China's state-owned CNOOC Ltd made an unexpected $15.1 billion bid for Canadian energy company Nexen Inc, Canada's spy agency told ministers that takeovers by Chinese companies may threaten national security.
The rare warning from the Canadian Security Intelligence Service (CSIS), which was disclosed to Reuters by intelligence sources, did not stop the takeover. That was approved by Canadian authorities earlier this month.
But the intervention and an influential U.S. lawmaker's warning in October that Canadian companies should be careful about doing business with Chinese telecom equipment companies Huawei Technologies Co and ZTE Corp made the approval process for the deal more difficult than initially expected.
"CSIS did not like the Nexen bid and thought it was a bad idea for Chinese firms to be investing in the oil sands. It all played into their greater fears about firms like Huawei," said one person familiar with the agency's concerns. "They do not want to wake up one day and realize a crucial sector of the economy is under the control of foreign interests."
And after listening to the spy service, which usually keeps a low profile, Canada drew up surprisingly tough foreign investment rules that were unveiled when approving the Nexen deal, China's biggest-ever successful foreign takeover. In a clampdown on companies it deems influenced by foreign governments, Canada will block similar purchases in the future.
CSIS has been silent about what it said to Ottawa on the Nexen transaction, and it declined to comment for this story. It didn't specifically recommend the CNOOC deal be blocked, but rather warned more generally about such deals with Chinese entities, the person said.
In reality, the government was unlikely to want to block the CNOOC bid, given a high-profile push by Prime Minister Stephen Harper earlier in the year to boost ties with China, and given that a lot of Nexen's assets are outside Canada, and it has underperformed other energy companies.
SPECIFIC WORRIES
By pushing back aggressively, CSIS ensured that it got foreign investment policy tightened significantly to deter similar such takeovers by companies under the sway of foreign governments.
"I think people at CSIS and elsewhere are going 'Good. That was a very good response by the government'," said Ray Boisvert, a former CSIS assistant director of intelligence, who retired this year after almost three decades at the agency.
"It did reflect some of those deep strategic concerns that practitioners have had about this kind of investment."
Specific worries include theft of Canadian intellectual property, espionage, computer hacking and foreign companies gaining too much influence over crucial sectors of the economy, said the person familiar with the agency's views.
The government could, in theory, nationalize assets if it thought foreign control was problematic. But the pro-business Conservatives would likely find it politically unpalatable to take such a step.
"To be blunt, Canadians have not spent years reducing the ownership of sectors of the economy by our own governments, only to see them bought and controlled by foreign governments instead," Harper said as he announced the new investment rules.
In October, the U.S. House of Representatives' Intelligence Committee urged U.S. firms to stop doing business with Huawei and another Chinese telecom equipment company ZTE on the grounds that Beijing could use products made by the two companies to spy.
The House Intelligence Committee's chairman, Rep. Mike Rogers, a Michigan Republican, urged Canada to take a similar stance, and two days later, the Canadian government indicated it would not let Huawei help build a secure government communications network because of possible security risks.
"The Huawei business caused a lot of political complications for the CNOOC bid," another person familiar with the CNOOC deal said of the U.S. committee's report.
Both Huawei and ZTE have repeatedly denied the allegations in the report, and China's foreign ministry dismissed as "baseless" the idea that security concerns could impede commercial ties.
"We hope that the relevant party can objectively and justly treat Chinese companies' overseas investment and cooperation plans, and stop actions which harm Chinese companies' image and do more to benefit the promotion of bilateral trade and business cooperation," said ministry spokeswoman Hua Chunying.
CLANDESTINE SUPPORT
In its annual report, released in September, CSIS noted risks that included espionage and illegal technology transfers, and said some foreign state-owned enterprises had "pursued opaque agendas or received clandestine intelligence support for their pursuits" in Canada.
The agency did not give details, but added: "When foreign companies with ties to foreign intelligence agencies or hostile governments seek to acquire control over strategic sectors of the Canadian economy, it can represent a threat to Canadian security interests."
CSIS, hit by controversy in 2010 after its head suggested China had too much influence over some Canadian provincial politicians, did not mention any country or firm in its report.
It is unclear how much, if any, influence the United States had on the Canadian authorities' foreign investment policy.
Fen Hampson, head of the global security program at the Centre for International Governance Innovation in Waterloo, Ontario, said he had learned that a U.S. official visited Ottawa in the last few months to discuss mutual concerns about foreign state-owned enterprises.
U.S. Ambassador David Jacobson told Reuters he was not aware of such a meeting, but he noted that officials from the two countries met constantly. "I would be surprised if almost any issue you could think of has not come up in one or more of those conversations," he said. "The United States has not sought to influence Canada's decision with respect to that (CNOOC's bid)... We respect that decision."
The Canadian government did not respond to a request for a comment.
Chinese companies have bought up smaller Canadian energy firms before, but the July 23 bid for Nexen was their first attempt to buy one of the larger players.
Nexen has assets in Canada, the North Sea, Nigeria and the Gulf of Mexico. Technology that Nexen and its partners use for deep sea drilling could interest CNOOC. [ID:nL4N09N3R5]
Asked about the CSIS concerns, a spokeswoman for Industry Minister Christian Paradis replied: "The government has the authority to take any measures it considers necessary to protect national security."
Yet two people close to the deal noted that the Canadian government did not exercise its option to do a separate review of the potential security risks of the CNOOC-Nexen bid, again signaling its concerns were tied to overall Chinese investment rather than to this particular deal.
Under the new rules, which Paradis is responsible for enforcing, foreign state-owned enterprises can no longer buy controlling stakes in assets in the oil sands, the biggest reserve of crude oil outside Saudi Arabia and Venezuela.
Such enterprises can buy minority stakes in the oil sands, or majority stakes in companies outside the oil sands. Companies deemed to have strong government links will be treated with particular caution wherever they propose to invest.
"When it comes to our security and intelligence services, they would rather pull up the drawbridge than let it down," said Hampson, co-author of a report on trade ties between Canada and emerging nations that he discussed with Harper in June.
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